1. Greenville: Located in the Upstate region, Greenville offers a strong job market, a relatively low cost of living, and a thriving downtown area. The city provides a range of housing options suitable for first-time buyers, including older homes and new developments. Greenville offers access to outdoor recreational activities, a vibrant arts scene, and a variety of dining and entertainment options.
2. Columbia: As the capital and largest city of South Carolina, Columbia offers affordable housing options and a lower cost of living compared to national averages. The city has a diverse job market, including opportunities in government, education, healthcare, and the military. Columbia provides access to cultural attractions, such as museums, art galleries, and the Riverbanks Zoo & Garden.
3. Charleston: Known for its historical charm and coastal setting, Charleston offers a unique lifestyle and a range of housing options for first-time buyers. While the city’s real estate market can be competitive, there are affordable neighborhoods and suburbs in the surrounding areas. Charleston has a strong tourism industry, as well as job opportunities in healthcare, education, technology, and the military.
4. Rock Hill: Situated in the northern part of the state near the North Carolina border, Rock Hill offers a lower cost of living and affordable housing options compared to larger cities. The city has a growing job market, particularly in industries like manufacturing, healthcare, and education. Rock Hill provides access to outdoor recreational activities, including parks, lakes, and the Catawba River.
5. Spartanburg: Located in the Upstate region, Spartanburg offers an affordable cost of living and a range of housing options suitable for first-time buyers. The city has a diverse economy, with job opportunities in industries such as manufacturing, healthcare, and logistics. Spartanburg provides access to outdoor activities, a revitalized downtown area, and cultural events.

It’s important to note that housing affordability and availability can vary within cities, so it’s recommended to conduct thorough research, consider your personal needs and preferences, and work with our local mortgage professionals to get pre-approved before shopping for your South Carolina home.

Call the South Carolina Mortgage Hotline at (888)759-3918