USDA Home Loans in Harlingen, Texas
Check your eligibility today for a zero down USDA loan in Harlingen, TX.
Call Now (888)767-0554
Want to buy a home in Harlingen with 100% financing?
With a USDA home loan, qualified buyers in Harlingen may achieve homeownership without any money out of pocket. USDA loans are government-insured through the USDA, making them one of the most affordable mortgage programs available.
✅ USDA Home Loan Benefits Harlingen, Texas
Why Choose a USDA Loan in Harlingen, Texas?
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No down payment required
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Low fixed interest rates
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Easier qualification compared to conventional loans
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Covers many areas in and around Harlingen
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Great for both new purchases and refinancing existing mortgages
📝 USDA Home Loan Eligibility Harlingen Texas
Eligibility Requirements for USDA Loans in Harlingen
To qualify for a USDA home loan in Harlingen, there are a few USDA rules to follow:
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Your household income must be within USDA guidelines
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Home must be located in a USDA eligible area
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Typically requires a 640+ credit score for automated approval
📚 FAQs
Frequently Asked Questions about USDA Home Loans in Harlingen
Q: Do USDA loans really require no down payment?
A: That’s correct, no down payment is required for USDA loans in Harlingen.
Q: Can I use a USDA loan in all parts of Harlingen?
A: Typically, USDA loans are for rural and suburban areas of Harlingen.
Q: What credit score do I need for a USDA loan in Harlingen?
A: Lower scores may be accepted with manual underwriting.
📣 Get Pre-Approved!
Start Your Harlingen, TX USDA Home Loan Today
Apply now to see if you qualify for zero down USDA financing in Harlingen, Texas. Call Now (888)767-0554.
USDA Loan Service Areas