La Vernia, TX FHA Loans

The La Vernia, TX FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments in La Vernia.  Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help.  Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the La Vernia, TX are ready for home ownership.  Securing the right La Vernia home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in La Vernia, TX.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    FHA Benefits in La Vernia, TX

    • Low down payment
    • Low 30 year terms
    • Easier credit qualification
    • FHA grant programs available
    • No application fee
    • Use gifts for down payment

    Find your FHA Mortgage in La Vernia, TX 888-767-0554.

    La Vernia is a city in Wilson County, Texas, United States. La Vernia is on the south bank of Cibolo Creek at the junction of U.S. Highway 87 and Texas Farm to Market Road 775, about 25 miles east of downtown San Antonio.[4] The population was 1,077 at the 2020 census.[5][6] La Vernia is part of the San Antonio Metropolitan Statistical Area.

    The La Vernia area was first inhabited by the Coahuiltecan speaking peoples of Texas and subsequently by nomadic bands of Apache and Comanche who migrated to Texas in the 17th century. One of the earliest land grants made was to Erastus “Deaf” Smith. Smith married Guadalupe Ruiz Durán, a Mexican citizen, who was descended from one of the original Tejano or Spanish Texas families;[7] and as such, received a land grant from the Mexican government on Cibolo Creek, north of present-day La Vernia in 1825. This area remained primarily unsettled by Europeans until 1837, when veterans from the Texas Revolution began to arrive.