Richland Springs, TX FHA Loans

The Richland Springs, TX FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments in Richland Springs.  Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help.  Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the Richland Springs, TX are ready for home ownership.  Securing the right Richland Springs home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in Richland Springs, TX.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    FHA Benefits in Richland Springs, TX

    • Low down payment
    • Low 30 year terms
    • Easier credit qualification
    • FHA grant programs available
    • No application fee
    • Use gifts for down payment

    Find your FHA Mortgage in Richland Springs, TX 888-767-0554.

    Richland Springs is a town located in San Saba County. The population was 338 in 2010.

    Richland Springs developed in the nineteenth century as a supply and processing center for local cotton growers and cattlemen. Jackson J. Brown and his family settled near the springs on Richland Springs Creek (then known as Richland Creek) in December 1854 and were soon followed by the Tankersley and Duncan families. A private fort, Fort Duncan, was established near the springs in the late 1850s when trouble arose with Indians on the frontier, but it apparently fell into disuse shortly thereafter. The Brown School was constructed in 1868 and named for the neighborhood’s original settler. The area attracted settlers through the 1870s, and in 1877 a Richland Springs post office opened in the store of Samuel E. Hays. The community took its name from the nearby springs and from local enthusiasm for the agricultural promise of the region. By 1890 local production of cotton, grains, and livestock supported a settlement of 150 residents, including a justice of the peace precinct, a constabulary, and several commercial and craft businesses. A local newspaper, the Eye-Witness, began publication in 1905. Not long after, the First State Bank was organized, and in 1911 completion of a trunk line for the Gulf, Colorado and Santa Fe Railway linked the town with the main line between Galveston and Amarillo. Richland Springs incorporated in 1932 and adopted a mayor-council form of city government. With a population nearing 500 and as many as forty businesses, the town prospered until the onset of the Great Depression. World War II reversed the decline of the 1930s, and by the early 1950s residents numbered 600. The number of businesses still had not returned to predepression levels when a three-year drought in the mid-1950s crippled the local economy again. The town’s only bank failed, and within a decade its residential and business populations had fallen by nearly half. An uneven recovery from the nadir of the 1960s was based on the production of local fruit and nut growers. In 1982 the town reported 420 residents and five businesses; by 1986 the number of businesses had risen to eight. In 1990 the population was 344. The population was 350 in 2000.

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