Charlotte, IA Home Buyer Grant

Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment.  When Charlotte, IA home buyers need assistance we have options.  Conventional and FHA grant programs are available in Charlotte, IA.  Grants are available for first time buyers and those who have bought in the past. Find out if you are eligible for the grant program by calling the Charlotte, IA down payment assistance line 888-767-0554. Down payment assistance experts are standing by and ready to help.  Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across Charlotte, IA  are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in Charlotte overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Charlotte mortgage guidelines. Our mission is to get you approved for a home buyer grant in Charlotte and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to see what you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for your dream home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our home buyer grant team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Charlotte first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just home buyer grants.  Check out consumer USDA options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Down Payment Assistance
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

    Thank you for choosing USDAruralmortgage.com

    Charlotte, IA Grant Benefits

    • 620 Credit Score Required
    •  Grant is completely forgiven – no repayment required!
    •  Grant can be used for down payment
    •  Seller Credit of 6% is allowed
    •  Gift funds are allowed!
    •  Borrower(s) not required to be First Time Homebuyers.
    •  Income limit is based on qualifying income used for transaction, not household income.

    Find your Home Buyer Grant in Charlotte, IA Now 888-767-0554.

    Charlotte (/ˈʃɑːrlət/ SHAR-lət) is the most populous city in the U.S. state of North Carolina. Located in the Piedmont region, it is the county seat of Mecklenburg County. The population was 874,579 as of the 2020 census,[6] making it the 16th-most populous city in the U.S., the second-largest city in the Southeast behind Jacksonville, Florida, and seventh-largest city in the Southern United States. The city is the cultural, economic, and transportation center of the Charlotte metropolitan area, whose population ranks 23rd in the U.S., and had a population of 2,660,329, in 2020.[5] The Charlotte metropolitan area is part of a sixteen-county market region or combined statistical area with a 2020 census-estimated population of 2,846,550.[7]