USDA Loans Lac du Flambeau, Wisconsin

The Lac du Flambeau USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities in Wisconsin.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Wisconsin, the vast majority of the state is eligible for USDA loans. Find out if a property in Lac du Flambeau, WI is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Wisconsin USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Lac du Flambeau, WI are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Lac du Flambeau home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Lac du Flambeau, WI mortgage guidelines. At USDA, our mission is to get you approved for a Lac du Flambeau, WI USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Lac du Flambeau, WI first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Lac du Flambeau, WI USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Lac du Flambeau, WI USDA Home Loan 888-767-0554.

    The Lac du Flambeau Band of Lake Superior Chippewa (called Waaswaaganing in Ojibwe) is a federally recognized Ojibwa Native American tribe, with an Indian reservation lying mostly in the Town of Lac du Flambeau in south-western Vilas County, and in the Town of Sherman in south-eastern Iron County in the U.S. state of Wisconsin. The Lac du Flambeau Indian Reservation, located at .mw-parser-output .geo-default,.mw-parser-output .geo-dms,.mw-parser-output .geo-dec{display:inline}.mw-parser-output .geo-nondefault,.mw-parser-output .geo-multi-punct{display:none}.mw-parser-output .longitude,.mw-parser-output .latitude{white-space:nowrap}45°59′05″N 89°52′38″W / 45.98472°N 89.87722°W / 45.98472; -89.87722, has a land area of 108.065 sq mi (279.887 km²) and a 2000 census resident population of 2,995 persons. Its major settlement is the unincorporated Lac du Flambeau, which had a population of 1,646 persons.

    Located at Waaswaagani-zaaga’igan (French: Lac du Flambeau; English: Torch Lake), the reservation of the Lac du Flambeau Band was established under the Treaty of 1854. The band had occupied this area since 1745, when it defeated the Sioux in the last battle between the peoples, driving them to the west. The Ojibwe had gradually migrated over centuries from the Atlantic coast.