USDA Loans Lake Havasu City, Arizona

The Lake Havasu City USDA Home loan is a great choice for borrowers looking to buy a home in Arizona with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Arizona, the vast majority of the state is eligible for USDA loans. Find out if a property in Lake Havasu City, AZ is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Arizona USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Lake Havasu City, AZ are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Lake Havasu City home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Lake Havasu City, AZ mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Lake Havasu City, AZ USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Lake Havasu City, AZ first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Lake Havasu City, AZ USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Lake Havasu City, AZ USDA Home Loan 888-767-0554.

    Lake Havasu City (/ˈhɑːvəsuː/, HAH-və-soo) is a city in Mohave County, Arizona, United States. According to 2010 census, the population of the city was 52,527 people.[3] It is served by Lake Havasu City Airport. Lake Havasu City is geographically isolated from the other cities in Mohave County[4] and is the southernmost community of the Las Vegas–Henderson, NV–AZ CSA.

    The community first started as an Army Air Corps rest camp, called “Site Six”. during World War II on the shores of Lake Havasu. In 1958, American businessman Robert P. McCulloch purchased 3,353 acres (13.57 km2) of property on the east side of the lake along Pittsburgh Point, the peninsula that eventually would be transformed into “the Island”.