USDA Loans Treynor, Iowa

The Treynor USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Iowa, the vast majority of the state is eligible for USDA loans. Find out if a property in Treynor, IA is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Iowa USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Treynor, IA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Treynor home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Treynor, IA mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Treynor, IA USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with Treynor, IA first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Treynor, IA USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Treynor, IA USDA Home Loan 888-767-0554.

    Treynor is a city in Pottawattamie County, Iowa, United States. The population was 1,032 as of the 2020 census.[3]

    Treynor began east of Council Bluffs in the late 1880s with the establishment of Fritz Eyberg’s General Store, August Olderog’s dance hall and saloon, and St Paul’s German Evangelical Church. The vicinity east of Middle Silver Creek had previously been known for its number of wolves. Local German immigrant farmers referred to the settlement as Four Corners or High Five, a popular card name, until the post office opened in the early 1890s as Treynor, named after the recently deceased Council Bluffs postmaster. By the time the town was incorporated in 1905, it included two general stores, two saloons, a furniture/implement house, a livery stable, several blacksmith shops, and the Treynor State Bank. In 1911, the community got its own railroad with the opening of the Iowa & Omaha Shortline which ran 12 miles to Neoga, a small depot on the Wabash Railroad line southeast of Council Bluffs. The line was unprofitable and ended operations after five years. The Great Depression closed down the Treynor State Bank while improvements began on the “Short-line” Road from Treynor to Council Bluffs that is now Iowa Highway 92. An Air Force radar base operated just outside town during the early years of the Cold War.

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