Adrian Michigan USDA Home Loan | Check Eligible USDA Properties in Adrian, MI

USDA Loans Adrian, Michigan

The Adrian, Michigan USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN. When home buyers hear USDA rural they often think of farms or underdeveloped areas. In most cases you can find USDA eligible properties just outside of major Michigan cities. USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like Michigan, the vast majority of the country is eligible for USDA loans. Find out if a property in Adrian, MI is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help. Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Click to Start your USDA Home Loan

Finding the Perfect Home Loan

Thousands of consumers in Adrian, MI are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Adrian home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2025 Adrian mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Adrian, Michigan USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

Review your finances to find a payment you can afford.
Improve your credit score if needed to qualify.
Obtain pre-approval to shop for a USDA Eligible Home.
Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with Adrian, MI first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!

My wife and I had the pleasure of being assigned to Ryan Sr. Loan Officer. He was polite, patient, professional and most importantly prepared throughout whole process. Ryan crunched numbers with impressive accuracy, explained documents line by line when we had questions and let us know what to expect so there wouldn’t be any surprises. Ryan is very knowledgeable and had no problem answering questions and sharing very important details which made us feel good about picking Smart Mortgage. Thank you Ryan for all your help and advice.

Frank & Anna

We applied with other lenders but had been turned down, but Smart mortgage worked with us so we can have our dream home! Our lender Jon, walked us through the process and was very helpful in answering questions promptly. He made the process easy for us. Jon always kept in daily communication with us, so there were no surprises! He made himself available anytime…..even when he was on vacation! The online submission of documents was very easy. Overall we think Smart Mortgage is an excellent company willing to work with people with blemished credit and give them the opportunity to live their dream of home ownership.

Wesley C

We worked with Brian who picked up our loan after our original broker quit working with us. I’ve never seen a more determined, hard working, and dedicated broker in action! Brian was amazing! We could write a book about our experience, bottom line… I wouldn’t work with anyone else or refer to anyone else. He gets it done!

Desi M

I highly recommend working with Jon for a home loan product. He handled our jumbo loan with the highest integrity and detail. In particular, he helped navigate the legal details associated with our land trust. Our experience was exceptional and will work with Jon in the future.

Erik H

I highly recommend choosing Brian as your Mortgage guy to make sure you get the house you want. He will make sure everything is done and not only in a timely manner but it gets done correctly. Your closing will go so smooth and there are no surprises with Him! He will be with you from beginning till the End! You will not be disappointed with his service!

Annie P

Anthony exceeded our expectations in all aspects,going above and beyond he kept us in the loop throughout the whole process and in finding us ways to keep our final expenses as low as possible I feel we got the best deal we could have. We are very happy with our choice.

Debbie S

Anthony was great to work with and was very thorough with explaining the whole process. He was a huge help with any questions we had. Will definitely recommend to friends and family.

Sergio V

Worked with Jon on a refi and it was terrific. My situation was a little bit complicated based on a few moving parts, however, the process went very smooth and all my options were clearly explained as we went along. I’m very pleased with the outcome.

John C

Very impressed. Jon walked me thru a difficult refi of 2 properties simultaneously. Always a quick response to any of my concerns. Would definitely recommend working with them.

Sue S

The very first time I spoke with Patty on the phone, I knew I would work with her to find my mortgage. Patty has a calm and confident approach to her work that illustrates her knowledge of the industry, The counsel she provided helped position me in a favorable position to buy my dream home. I would definitely recommend Patty to family and friends, and look to work with her again in the future.

Chris C

Buy a Home with No Money Down

Get Pre-Qualified Now

Adrian, MI USDA Benefits

No down payment required
Low 30 year fixed rate
100% financing
Can finance closing costs if appraisal above sales price
Competitive rates (as set by the underwriting lenders)
Minimal mortgage insurance required
No cash contribution required from borrower
Gift Funds Allowed
No maximum loan amount (although there are family income limits)
No reserves required
Streamlined credit approval for scores above 640
Can refinance an existing USDA loan to get a better interest rate if available

Find your Adrian, MI USDA Home Loan 888-767-0554.

Adrian is a city in the U.S. state of Michigan and the county seat of Lenawee County.[4] The population was 20,645 at the 2020 census. Adrian lies in Michigan’s 5th congressional district.

Adrian was founded on June 18, 1826 by Addison Comstock. The original name for the village was Logan, but was changed soon after to Adrian, perhaps in reference to the Roman emperor Hadrian.[5][6] The first operating railroad in Michigan was a horse-drawn train running between Adrian and Toledo in 1836.[7] Adrian grew quickly, with the sixth largest population in the state when Michigan was admitted to the Union in 1837, and the third largest population in the state by 1860.[8] Adrian was incorporated as a village on March 28, 1836, then as a city on January 31, 1853.

Great cities in Maryland for First Time Home Buyers
by usdaloan - August 15, 2023
What cities in Maryland are great for first time home buyers? Maryland offers a rich tapestry of [...]
Great cities in Massachusetts for First Time Home Buyers
by usdaloan - August 15, 2023
What cities in Massachusetts are great for first time home buyers? Choosing the best cities in Massachusetts [...]
Great cities in Michigan for First Time Home Buyers
by usdaloan - August 13, 2023
What cities in Michigan are great for first time home buyers? Choosing the best cities in Michigan for [...]
Great cities in Minnesota for First Time Home Buyers
by usdaloan - August 10, 2023
What cities in Minnesota are great for first time home buyers? Minnesota, known as the "Land of 10,000 Lakes," [...]
Great cities in Mississippi for First Time Home Buyers
by usdaloan - August 9, 2023
What cities in Mississippi are great for first time home buyers? Selecting the best cities for first-time home [...]
Great cities in Missouri for First Time Home Buyers
by usdaloan - August 5, 2023
What cities in Missouri are great for first time home buyers? When looking for a good city for a first-time [...]
Great cities in Montana for First Time Home Buyers
by usdaloan - August 3, 2023
What cities in Montana are great for first time home buyers? Montana offers several cities that can be great [...]
Great cities in Nebraska for First Time Home Buyers
by usdaloan - August 1, 2023
What cities in Nebraska are great for first time home buyers? BRIAN BIRK | 3-MINUTE READ Nebraska offers several cities that [...]
Great cities in Nevada for First Time Home Buyers
by usdaloan - July 30, 2023
What cities in Nevada are great for first time home buyers? BRIAN BIRK | 3-MINUTE READ Nevada offers [...]
Great cities in New Hampshire for First Time Home Buyers
by usdaloan - July 27, 2023
Finding Your First Home: Ideal Cities in New Hampshire for First-Time Buyers Introduction: Deciding to purchase [...]