• 888-767-0554

Call Us At

888-767-0554

Email Us

info@usdaruralmortgage.com

Business Hours

Mon - Sun, 8am - 8pm

Bad Credit Loans with Low Rates

The bad credit home loan is a great choice for borrowers looking to buy a home with credit issues.  Most consumers with bad credit don’t think they can qualify for a home loan.  In most cases qualifying is closer than they think.  Credit reports and credit advice is free, get started by calling 888-767-0554.  Bad credit home loan experts are standing by and ready to help.  Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the United States are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2019 mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The Bad Credit Mortgage team is celebrating its 22nd year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.

Get on the Path to Home Ownership. We got your Back!

Buy a Home with Bad Credit

Get Pre-Qualified Now

Bad Credit Benefits

  • Programs starting at 500 Scores (requires more money down)
  • 560 credit score plus requires 10% down
  • 580 credit score plus requires 3.5% down
  • Bankruptcies, Foreclosures, Short Sales Okay
  • Competitive rates (as set by the underwriting lenders)
  • Gift Funds Allowed

Find your Bad Credit Mortgage Now 888-767-0554.