Chicago, IL Bad Credit Loans

The bad credit home loan in Chicago, IL  is a great choice for borrowers looking to buy a home with credit issues.  Most consumers with bad credit don’t think they can qualify for a home loan.  In most cases qualifying is closer than they think.  Credit reports and credit advice is free, get started by calling 888-767-0554.  Bad credit home loan experts are standing by near Chicago, IL and ready to help.  Connect with a licensed bad credit loan specialist, ask questions, see if you qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across Chicago are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Chicago mortgage guidelines. Our mission is to get you approved even with bad credit and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The Chicago Bad Credit Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our USDA home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Bad Credit
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

    Thank you for choosing USDAruralmortgage.com

    Bad Credit Benefits in Chicago, IL

    • Programs starting at 500 Scores (requires more money down)
    • 560 credit score plus requires 10% down
    • 580 credit score plus requires 3.5% down
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Competitive rates (as set by the underwriting lenders)
    • Gift Funds Allowed

    Find your Bad Credit Mortgage near Chicago, IL 888-767-0554.

    Chicago (/ʃɪˈkɑːɡoʊ/ (listen), locally also /-ˈkɔː-/), officially the City of Chicago, is the third most populous city in the United States. As of the 2017 census-estimate, it has a population of 2,716,450, which makes it the most populous city in both the state of Illinois and the Midwestern United States. Chicago is the county seat of Cook County, the second most populous county in the United States, and the principal city of the Chicago metropolitan area, which is often referred to as “Chicagoland.” The Chicago metropolitan area, at nearly 10 million people, is the third-largest in the United States, the fourth largest in North America, and the third largest metropolitan area in the world by land area.

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