USDA Loans Eastpointe, Michigan

The Eastpointe, Michigan USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major Michigan cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like Michigan, the vast majority of the country is eligible for USDA loans. Find out if a property in Eastpointe, MI is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers in Eastpointe, MI are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Eastpointe home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Eastpointe mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Eastpointe, Michigan USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with Eastpointe, MI first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Eastpointe, MI USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 100% financing
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Eastpointe, MI USDA Home Loan 888-767-0554.

    Eastpointe (formerly East Detroit) is a city in Macomb County in the U.S. state of Michigan. An inner-ring suburb of Detroit, Eastpointe borders Detroit to the north, roughly 11 miles (17.7 km) northeast of Downtown Detroit. As of the 2020 census, the city had a population of 34,318.[7]

    The community was first settled by Irish and German immigrants in the 1830s. In October 1897, a post office was established there with the name of “Half-way”, as it was near the halfway point of the stage run between downtown Detroit and the Macomb County seat at Mount Clemens. It incorporated as the village of Halfway in December 1924 and reincorporated as the city of East Detroit in January 1929. Prior to 1924, most of the community formed a part of Erin Township (which includes all or part of Eastpointe, Roseville, and St. Clair Shores. The city changed its name to “Eastpointe” after the change was approved by residents in a 1992 referendum; the name change had been proposed to remove any perceived association with the adjacent city of Detroit; the “pointe” suffix is intended to associate the city instead with the nearby affluent communities of the Grosse Pointes. The city also changed its name to give the community a sense that it was its own city with its own unique history, identity, and not an extension or branch of Detroit. Other names were also nominated for the referendum never balloted.

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