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Harkers Island, North Carolilna FHA Loans
The Harkers Island, North Carolina FHA home loan is a great choice for borrowers looking to buy a home with little money down. When home buyers choose FHA it allows for easier credit score qualification. In most cases you can qualify with 580 credit scores. FHA is even offering options for credit scores under 580, larger down payments are required in most cases. FHA does offer grants for down payments in Harkers Island. Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help. Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers across the Harkers Island, North Carolina are ready for home ownership. Securing the right Harkers Island home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for an FHA Eligible Home.
- Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists
Our FHA team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers in Harkers Island, North Carolina. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans. Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with Little Money Down
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Get Pre-Qualified Now
FHA Benefits in Harkers Island, NC
- Low down payment
- Low 30 year terms
- Easier credit qualification
- FHA grant programs available
- No application fee
- Use gifts for down payment
Find your FHA Mortgage in Harkers Island, NC 888-767-0554.
Harkers Island is a census-designated place (CDP) in Carteret County, North Carolina, United States. The population of Harkers Island was 1,207 at the 2010 census.[4] Harkers Island is unincorporated and receives most public services, including law enforcement and public education, from Carteret County. A membership cooperative provides the island with electric and water services. Major industries on the island include fishing, boat building, tourism, and waterfowl decoy carving.
Formerly named Davers Ile and Craney Island, Harkers Island was occupied by Native Americans of the Coree tribe when the first European explorers arrived in the 16th century. Ownership of Harkers Island was first titled to Farnifold Green, a native of the Carolina colony, by the lord proprietor in 1707. Ebenezer Harker purchased the island in 1730, settled there with his family, and built a plantation and boat yard. The island became known as Harkers Island soon after his death. A large immigration of islanders fleeing the hurricane-ravaged Outer Banks in 1899 dramatically increased the island population, which largely depended on fishing and boat building. Separated from the mainland for centuries, many Harkers Island residents speak a distinct dialect of English, earning them the nickname “Hoi toiders.”[5]