Lake Nacimiento, California FHA Home Loan | Find FHA Mortgage Brokers Near Lake Nacimiento, California

Lake Nacimiento, CA FHA Loans

The Lake Nacimiento, CA FHA home loan is a great choice for borrowers looking to buy a home with little money down. When home buyers choose FHA it allows for easier credit score qualification. In most cases you can qualify with 580 credit scores. FHA is even offering options for credit scores under 580, larger down payments are required in most cases. FHA does offer grants for down payments in Lake Nacimiento. Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help. Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers across the Lake Nacimiento, CA are ready for home ownership. Securing the right Lake Nacimiento home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

Review your finances to find a payment you can afford.
Improve your credit score if needed to qualify.
Obtain pre-approval to shop for an FHA Eligible Home.
Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers in Lake Nacimiento, CA. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans. Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!

My wife and I had the pleasure of being assigned to Ryan Sr. Loan Officer. He was polite, patient, professional and most importantly prepared throughout whole process. Ryan crunched numbers with impressive accuracy, explained documents line by line when we had questions and let us know what to expect so there wouldn’t be any surprises. Ryan is very knowledgeable and had no problem answering questions and sharing very important details which made us feel good about picking Smart Mortgage. Thank you Ryan for all your help and advice.

Frank & Anna

We applied with other lenders but had been turned down, but Smart mortgage worked with us so we can have our dream home! Our lender Jon, walked us through the process and was very helpful in answering questions promptly. He made the process easy for us. Jon always kept in daily communication with us, so there were no surprises! He made himself available anytime…..even when he was on vacation! The online submission of documents was very easy. Overall we think Smart Mortgage is an excellent company willing to work with people with blemished credit and give them the opportunity to live their dream of home ownership.

Wesley C

We worked with Brian who picked up our loan after our original broker quit working with us. I’ve never seen a more determined, hard working, and dedicated broker in action! Brian was amazing! We could write a book about our experience, bottom line… I wouldn’t work with anyone else or refer to anyone else. He gets it done!

Desi M

I highly recommend working with Jon for a home loan product. He handled our jumbo loan with the highest integrity and detail. In particular, he helped navigate the legal details associated with our land trust. Our experience was exceptional and will work with Jon in the future.

Erik H

I highly recommend choosing Brian as your Mortgage guy to make sure you get the house you want. He will make sure everything is done and not only in a timely manner but it gets done correctly. Your closing will go so smooth and there are no surprises with Him! He will be with you from beginning till the End! You will not be disappointed with his service!

Annie P

Anthony exceeded our expectations in all aspects,going above and beyond he kept us in the loop throughout the whole process and in finding us ways to keep our final expenses as low as possible I feel we got the best deal we could have. We are very happy with our choice.

Debbie S

Anthony was great to work with and was very thorough with explaining the whole process. He was a huge help with any questions we had. Will definitely recommend to friends and family.

Sergio V

Worked with Jon on a refi and it was terrific. My situation was a little bit complicated based on a few moving parts, however, the process went very smooth and all my options were clearly explained as we went along. I’m very pleased with the outcome.

John C

Very impressed. Jon walked me thru a difficult refi of 2 properties simultaneously. Always a quick response to any of my concerns. Would definitely recommend working with them.

Sue S

The very first time I spoke with Patty on the phone, I knew I would work with her to find my mortgage. Patty has a calm and confident approach to her work that illustrates her knowledge of the industry, The counsel she provided helped position me in a favorable position to buy my dream home. I would definitely recommend Patty to family and friends, and look to work with her again in the future.

Chris C

Buy a Home with Little Money Down

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FHA Benefits in Lake Nacimiento, CA

Low down payment
Low 30 year terms
Easier credit qualification
FHA grant programs available
No application fee
Use gifts for down payment

Find your FHA Mortgage in Lake Nacimiento, CA 888-767-0554.

Lake Nacimiento is an 18-mile (29 km) long lake on the Nacimiento River in northern San Luis Obispo County, California. The lake contains many arms including Snake Creek and Dip Creek, nearer the dam, and the central Las Tablas and Franklin Creeks. Because of the dragon-like shape created by the positions of these arms, it is sometimes referred to as Dragon Lake. The lake can fill quickly in the winter from river surges resulting from downpours upstream in the Santa Lucia Range so the level is not usually allowed to capacity until May 1 of each year.

Lake Nacimiento has a low fish population due to the high levels of mercury present in the lake, due to runoff from the closed Klau and Buena Vista Mercury Mines, south of the lake.[1] Only a few fisherman manage to catch fish. Consumption of bass, crappies, carps, and catfish from the lake is dangerous, but blue gill and sucker fish may be eaten only once per week safely. The lake is unique among California reservoirs in that it contains, among other species, introduced white bass, which thrive in the lake and spawn in the river and inflowing creeks in spring. In fact, the world fly fishing record for a white bass was broken in 1981 at Lake Nacimiento. The fish was caught by Cory Wells, a member of Three Dog Night. The record stood for over 27 years. Lake Nacimiento can also produce power from a turbine at the base of the dam. According to the Salinas Californian newspaper, the Monterey County Board of Supervisors (Marc Del Piero, Barbara Shipnuck, Dusan Petrovic, Sam Karas, and Karin Strasser-Kaufman) appropriated the funds to build the turbine that increased “green energy” supplies for Monterey County.