USDA Loans Fremont, Michigan
The Fremont, Michigan USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN. When home buyers hear USDA rural they often think of farms or underdeveloped areas. In most cases you can find USDA eligible properties just outside of major Michigan cities. USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like Michigan, the vast majority of the country is eligible for USDA loans. Find out if a property in Fremont, MI is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help. Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers in Fremont, MI are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Fremont home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2025 Fremont mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Fremont, Michigan USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for a USDA Eligible Home.
- Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists
The USDA Rural Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with Fremont, MI first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down

Get Pre-Qualified Now
Fremont, MI USDA Benefits
- No down payment required
- Low 30 year fixed rate
- 100% financing
- Can finance closing costs if appraisal above sales price
- Competitive rates (as set by the underwriting lenders)
- Minimal mortgage insurance required
- No cash contribution required from borrower
- Gift Funds Allowed
- No maximum loan amount (although there are family income limits)
- No reserves required
- Streamlined credit approval for scores above 640
- Can refinance an existing USDA loan to get a better interest rate if available
Find your Fremont, MI USDA Home Loan 888-767-0554.
Fremont is a city in Newaygo County, Michigan, United States. The population was 4,516 at the time of the 2020 census.
The first inhabitants of the Fremont area were Native Americans. A group of settlers led by Daniel Weaver first settled the area in 1855, with the Weaver homestead serving as the first post office and public school. In November 1855, Fremont Township was established and named in honor of John C. Frémont,[5] western explorer and Republican Party candidate for United States President. Weaver and his fellow settlers cleared the dense timber in order to farm. Early in the 1870s, Dutch immigrant families came from Holland and Muskegon, Michigan; and Fremont continues to recognize its early Dutch heritage in local festivals and pageants.[6]
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