USDA Loans Harrisville, Michigan

The Harrisville, Michigan USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major Michigan cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like Michigan, the vast majority of the country is eligible for USDA loans. Find out if a property in Harrisville, MI is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers in Harrisville, MI are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Harrisville home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Harrisville mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Harrisville, Michigan USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with Harrisville, MI first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Harrisville, MI USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 100% financing
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Harrisville, MI USDA Home Loan 888-767-0554.

    Harrisville is a city in the U.S. state of Michigan and the county seat of Alcona County.[5] The population was 437 at the 2020 census, making Harrisville the sixth-smallest city by population in the state of Michigan.[6] The city is surrounded by Harrisville Township but is administratively autonomous. Located on Lake Huron, it is an official Michigan Department of Natural Resources Harbor of Refuge.[7]

    The place was first known as Davison’s Mill after Crosier Davison, who in partnership with Simeon Holden, had purchased land and water power rights here in 1854. Benjamin Harris and his sons, Levi and Henry, of West Bloomfield, New York bought out the partners. A post office established on September 16, 1857, was named Harrisville, with Levi as the first postmaster.[8]

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