
USDA Loans Bertsch-Oceanview, California
The Bertsch-Oceanview USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN. When home buyers hear USDA rural they often think of farms or underdeveloped areas. In most cases you can find USDA eligible properties just outside of major California cities. USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like California, the vast majority of the state is eligible for USDA loans. Find out if a property in Bertsch-Oceanview, CA is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help. Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers in Bertsch-Oceanview, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Bertsch-Oceanview home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2025 Bertsch-Oceanview mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Bertsch-Oceanview, California USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for a USDA Eligible Home.
- Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists
The USDA Rural Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with Bertsch-Oceanview, CA first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.
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Buy a Home with No Money Down

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Bertsch-Oceanview, CA USDA Benefits
- No down payment required
- Low 30 year fixed rate
- 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
- Can finance closing costs if appraisal above sales price
- Competitive rates (as set by the underwriting lenders)
- Minimal mortgage insurance required
- No cash contribution required from borrower
- Gift Funds Allowed
- No maximum loan amount (although there are family income limits)
- No reserves required
- Streamlined credit approval for scores above 640
- Can refinance an existing USDA loan to get a better interest rate if available
Find your Bertsch-Oceanview, CA USDA Home Loan 888-767-0554.
Bertsch–Oceanview is a census-designated place (CDP) in Del Norte County, California, United States. The community is located east of Crescent City, at an elevation of 20 feet (6.1 m),[2] Bertsch–Oceanview has a total area of 5.9 square miles (15 km2)[3] of which 5.5 square miles (14 km2) is land and 0.3 square miles (0.78 km2) is water. Its population is 2,520 as of the 2020 census, up from 2,436 from the 2010 census. The Elk Valley Rancheria Indian reservation is located within Bertsch–Oceanview.[4]
The 2010 United States Census[6] reported that Bertsch–Oceanview had a population of 2,436. The population density was 422.9 inhabitants per square mile (163.3/km2). The racial makeup of Bertsch–Oceanview was 1,810 (74.3%) White, 3 (0.1%) African American, 294 (12.1%) Native American, 94 (3.9%) Asian, 0 (0.0%) Pacific Islander, 81 (3.3%) from other races, and 154 (6.3%) from two or more races. Hispanic or Latino of any race were 310 persons (12.7%).