USDA Loans Coinjock, North Carolina

The Coinjock, North Carolina USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major North Carolina cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like North Carolina, the vast majority of the country is eligible for USDA loans. Find out if a property in Coinjock, NC is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers in Coinjock, NC are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Coinjock home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2025 Coinjock mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Coinjock, North Carolina USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 28th year in business.  Our experience allows for consumer mortgage confidence especially with Coinjock, NC first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Coinjock, NC USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 100% financing
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Coinjock, NC USDA Home Loan 888-767-0554.

    Coinjock is an unincorporated community and census-designated place (CDP) in Currituck County, North Carolina, United States. As of the 2010 census it had a population of 335.[3] It is located on U.S. Route 158 between Barco and Grandy, about 20 miles (32 km) south of the Virginia state line, and is at mile marker 50 on the southern portion of the Albemarle and Chesapeake Canal, on the Intracoastal Waterway. Church’s Island to the east of Coinjock in the Currituck Sound has a village called Waterlily, which uses the postal address of Coinjock as well. The island’s name is due to a decayed church that was once a landmark of the tiny community. Coinjock is bordered by Currituck Sound to the east; the North River lies to the west. Its ZIP Code is 27923.

    The name Coinjock is of Native American origin, meaning “the place of the blueberry swamps”, referring to the swamp blueberries native to the county.[4][5] The name has also been spelled “Coenjock”,[6] “Cowenjock”,[7] or “Cornjack”,[8] and sometimes as two words with the second beginning with a capital J. Bishop Thomas Coke visited Coenjock, as he called it, and preached to a small congregation in its chapel on March 19, 1785.[9]

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