USDA Loans East Laurinburg, North Carolina

The East Laurinburg, North Carolina USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major North Carolina cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like North Carolina, the vast majority of the country is eligible for USDA loans. Find out if a property in East Laurinburg, NC is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers in East Laurinburg, NC are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help East Laurinburg home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 East Laurinburg mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a East Laurinburg, North Carolina USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with East Laurinburg, NC first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    East Laurinburg, NC USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 100% financing
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your East Laurinburg, NC USDA Home Loan 888-767-0554.

    East Laurinburg is an unincorporated community in Scotland County, North Carolina, United States. The population was 345 at the 2020 census. The town was incorporated in 1903 but, due to financial improprieties and failing finances, the town’s charter was revoked by the state effective June 30, 2022, in which the area became an unincorporated part of Scotland County.[1][5]

    Scotland Village was incorporated as a town in southern Scotland County in 1903. In 1909, the name was changed to East Laurinburg.[6] Early in East Laurinburg’s history, Waverly Mills established a textile mill in the locale, which grew to include numerous homes and several churches and stores.[7] The mill workers largely lived separately from the residents of nearby Laurinburg, the latter looking down upon the former and stalling attempts to enroll East Laurinburg children in Laurinburg city schools.[8] In May 1934, 500 workers from four Waverly Mills plants in the town went on strike in protest of work conditions in the mills and living conditions in the company housing. The strike gained state-wide media attention after the strikers engaged in a brawl with loyalist workers, with nine people wounded by gunfire.[9] The standoff ended 44 days later when the strikers and Waverly management agreed to arbitration, and the company subsequently promised to make improvements to plumbing in the village.[10]

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