USDA Loans Knightdale, North Carolina

The Knightdale, North Carolina USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major North Carolina cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like North Carolina, the vast majority of the country is eligible for USDA loans. Find out if a property in Knightdale, NC is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers in Knightdale, NC are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Knightdale home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Knightdale mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Knightdale, North Carolina USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with Knightdale, NC first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Knightdale, NC USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 100% financing
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Knightdale, NC USDA Home Loan 888-767-0554.

    Knightdale is a town in Wake County, North Carolina, United States. As of the 2020 census, Knightdale has a population of 19,435. That’s up from 11,401 in 2010 .[4] The U.S. Census Bureau estimates the town’s population to be 17,843 as of July 1, 2019.[5] Knightdale’s population grew 10.4% from 2010-2013, making it the second fastest-growing community in the Research Triangle region for that time period.[6]

    Named for Henry Haywood Knight, a local Wake County landowner who donated land to found a railroad depot, the town was incorporated in 1927. By the 1960s, the economic center of town migrated from the area around the rail depot to U.S. Highway 64, which ran north of downtown Knightdale. Since 1990, the community has experienced a significant population boom, getting its own high school in 2004, and a new freeway bypass in 2006. Since 2010, several new shopping centers have sprung up along Business U.S. 64 (Knightdale Boulevard), the main thoroughfare through town. A large destination park, Knightdale Station Park, opened in 2013 just to the east of the old downtown area as part of a revitalization effort, the park was expanded in 2018 to add an amphitheater. Interstate 540 passes directly through the town before its eastern terminus at Interstate 87, while Interstate 87 (in concurrency with US 64) travels along a southern freeway bypass.

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