
USDA Loans Love Valley, North Carolina
The Love Valley, North Carolina USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN. When home buyers hear USDA rural they often think of farms or underdeveloped areas. In most cases you can find USDA eligible properties just outside of major North Carolina cities. USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like North Carolina, the vast majority of the country is eligible for USDA loans. Find out if a property in Love Valley, NC is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help. Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers in Love Valley, NC are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Love Valley home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2025 Love Valley mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Love Valley, North Carolina USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for a USDA Eligible Home.
- Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists
The USDA Rural Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with Love Valley, NC first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down

Get Pre-Qualified Now
Love Valley, NC USDA Benefits
- No down payment required
- Low 30 year fixed rate
- 100% financing
- Can finance closing costs if appraisal above sales price
- Competitive rates (as set by the underwriting lenders)
- Minimal mortgage insurance required
- No cash contribution required from borrower
- Gift Funds Allowed
- No maximum loan amount (although there are family income limits)
- No reserves required
- Streamlined credit approval for scores above 640
- Can refinance an existing USDA loan to get a better interest rate if available
Find your Love Valley, NC USDA Home Loan 888-767-0554.
Love Valley is a town[4] in Iredell County, North Carolina, United States. It also extends into Alexander County on its western end. The population was 90 at the 2010 census,[5] and in 2020 the estimated population was 154.
Love Valley is a small town located in a remote valley in the Brushy Mountains of northwestern North Carolina. Its creation in 1954 marked the fulfillment of a dream for founder Andy Barker. Barker developed two visions as a young man—he wanted to build a Christian community, and he wanted to be a cowboy. In 1954 he combined those visions to create an Old West-style village in the hills of northwestern Iredell County. The town was chartered in 1963.[6][7]
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