
USDA Loans Moncure, North Carolina
The Moncure, North Carolina USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN. When home buyers hear USDA rural they often think of farms or underdeveloped areas. In most cases you can find USDA eligible properties just outside of major North Carolina cities. USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like North Carolina, the vast majority of the country is eligible for USDA loans. Find out if a property in Moncure, NC is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help. Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers in Moncure, NC are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Moncure home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2025 Moncure mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Moncure, North Carolina USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for a USDA Eligible Home.
- Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists
The USDA Rural Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with Moncure, NC first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down

Get Pre-Qualified Now
Moncure, NC USDA Benefits
- No down payment required
- Low 30 year fixed rate
- 100% financing
- Can finance closing costs if appraisal above sales price
- Competitive rates (as set by the underwriting lenders)
- Minimal mortgage insurance required
- No cash contribution required from borrower
- Gift Funds Allowed
- No maximum loan amount (although there are family income limits)
- No reserves required
- Streamlined credit approval for scores above 640
- Can refinance an existing USDA loan to get a better interest rate if available
Find your Moncure, NC USDA Home Loan 888-767-0554.
Moncure, founded in 1881, is a small rural unincorporated community in southeastern Chatham County, North Carolina, United States. Moncure and the neighboring community of Haywood form the Moncure census-designated place (CDP), which had a population of 711 at the 2010 census.[4] The community is located near the confluence of the Deep and Haw rivers, which form the Cape Fear River. Moncure once served as the westernmost inland port in the state, linked to the Atlantic Ocean by steamships.[5]
Moncure is located in southeastern Chatham County, at 35.622N latitude and -79.078W longitude, and at an elevation of approximately 213 feet (65 m). It is bordered on the south by the Deep River, which forms the boundary with Lee County to the south. The Moncure CDP includes the village of Moncure, plus the smaller community of Haywood to the east; both are located along Old US Highway 1. The CDP extends as far east as the Haw River and as far south as the junction of the Haw with the Deep River to form the Cape Fear River. U.S. Route 1, a four-lane expressway, passes through Moncure north of the village center, with access from Exit 79. US 1 leads northeast 28 miles (45 km) to Raleigh, the state capital, and southwest 12 miles (19 km) to Sanford. The area forms a salient or panhandle of Chatham County, lying between Wake and Lee Counties.
Why Indiana is One of the Best States to Live in the Midwest
Why Indiana is One of the Best States to Live in the Midwest Indiana, often referred to as the "Crossroads of America," is a gem in the Midwest [...]Exploring Alternatives to USDA Home Loans
Exploring Alternatives to USDA Home Loans: Grants and Down Payment Assistance for All Areas When looking to buy a home, many potential buyers [...]USDA Loans for Self-Employed Borrowers: A Comprehensive Guide
Purchasing a home can be a daunting task for anyone, but self-employed individuals often face unique challenges, especially when it comes to [...]USDA New Construction Loans
USDA New Construction Loans: Building Your Dream Home with usdaruralmortgage.com Building a new home from the ground up is an exciting journey, [...]Discover the Benefits of USDA Home Loans with Usdaruralmortgage.com
For over 27 years, usdaruralmortgage.com has been a trusted name in the USDA loan industry, helping thousands of clients achieve their dreams of [...]Understanding Seller Concessions: A Guide for Buyers and Sellers on USDAruralmortgage.com
In the world of real estate transactions, "seller concessions" are a vital component that can significantly impact both buyers and sellers. These [...]No Money Down Home Buying Options in Florida: A Comprehensive Guide
Buying a home is a significant milestone, but the financial burden of a hefty down payment can often be a barrier. In Florida, several "no money [...]No Money Down Home Buying Options in Indiana
Title: Navigating No Money Down Home Buying Options in Indiana: A Guide for First-Time Buyers Welcome, first-time [...]Buy a Home with NO Money Down just Outside of Chicago
Title: Making Homeownership a Reality: USDA Loans Just Beyond Chicago Introduction: Dreaming of owning a home near the [...]The USDA Home Loan
Unveiling the Hidden Gem of Home Financing: The USDA Home Loan In the vast spectrum of home loan options, one gem remains relatively unsung [...]