USDA Loans Moncure, North Carolina

The Moncure, North Carolina USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major North Carolina cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like North Carolina, the vast majority of the country is eligible for USDA loans. Find out if a property in Moncure, NC is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers in Moncure, NC are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Moncure home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2025 Moncure mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Moncure, North Carolina USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 28th year in business.  Our experience allows for consumer mortgage confidence especially with Moncure, NC first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Moncure, NC USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 100% financing
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Moncure, NC USDA Home Loan 888-767-0554.

    Moncure, founded in 1881, is a small rural unincorporated community in southeastern Chatham County, North Carolina, United States. Moncure and the neighboring community of Haywood form the Moncure census-designated place (CDP), which had a population of 711 at the 2010 census.[4] The community is located near the confluence of the Deep and Haw rivers, which form the Cape Fear River. Moncure once served as the westernmost inland port in the state, linked to the Atlantic Ocean by steamships.[5]

    Moncure is located in southeastern Chatham County, at 35.622N latitude and -79.078W longitude, and at an elevation of approximately 213 feet (65 m). It is bordered on the south by the Deep River, which forms the boundary with Lee County to the south. The Moncure CDP includes the village of Moncure, plus the smaller community of Haywood to the east; both are located along Old US Highway 1. The CDP extends as far east as the Haw River and as far south as the junction of the Haw with the Deep River to form the Cape Fear River. U.S. Route 1, a four-lane expressway, passes through Moncure north of the village center, with access from Exit 79. US 1 leads northeast 28 miles (45 km) to Raleigh, the state capital, and southwest 12 miles (19 km) to Sanford. The area forms a salient or panhandle of Chatham County, lying between Wake and Lee Counties.

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