USDA Loans Kentwood, Michigan

The Kentwood, Michigan USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major Michigan cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like Michigan, the vast majority of the country is eligible for USDA loans. Find out if a property in Kentwood, MI is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers in Kentwood, MI are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Kentwood home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Kentwood mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Kentwood, Michigan USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with Kentwood, MI first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Kentwood, MI USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 100% financing
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Kentwood, MI USDA Home Loan 888-767-0554.

    Kentwood is a city in Kent County in the U.S. state of Michigan. The population was 54,304 as of the 2020 census. The city is bordered on the northwest by Grand Rapids and is the third most-populated municipality in the Grand Rapids metropolitan area.

    The city was incorporated in 1967 from what remained of Paris Township to prevent further annexation of land from the adjacent cities of Grand Rapids and Wyoming. The city is located Kent County, which was named after jurist James Kent.
    The City of Kentwood was incorporated on its third try to avoid losing land to the nearby City of Grand Rapids which had annexed several key properties before then. After considering several options, the City of Kentwood was given that name because the driving force behind incorporation, first Mayor Peter M. Lamberts, decided to name it after the largest public school system in the area, the Kentwood Public Schools. Other names under consideration were Plaster Creek, for the largest river/creek that flowed through the area, and Paris, as the city was incorporated from Paris Township, but there was another Paris, Michigan, an unincorporated community in the center of the state, and that name was nixed to avoid confusion.

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