Lucan, Minnesota USDA Home Loan | Check Eligible USDA Properties in Lucan, Minnesota

USDA Loans Lucan, Minnesota

The Lucan, Minnesota USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN. When home buyers hear USDA rural they often think of farms or underdeveloped areas. In most cases you can find USDA eligible properties just outside of major Minnesota cities. USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like Minnesota, the vast majority of the country is eligible for USDA loans. Find out if a property in Lucan, MN is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help. Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Click to Start your USDA Home Loan

Finding the Perfect Home Loan

Thousands of consumers in Lucan, MN are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Lucan home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2025 Lucan mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Lucan, Minnesota USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

Review your finances to find a payment you can afford.
Improve your credit score if needed to qualify.
Obtain pre-approval to shop for a USDA Eligible Home.
Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with Lucan, MN first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!

My wife and I had the pleasure of being assigned to Ryan Sr. Loan Officer. He was polite, patient, professional and most importantly prepared throughout whole process. Ryan crunched numbers with impressive accuracy, explained documents line by line when we had questions and let us know what to expect so there wouldn’t be any surprises. Ryan is very knowledgeable and had no problem answering questions and sharing very important details which made us feel good about picking Smart Mortgage. Thank you Ryan for all your help and advice.

Frank & Anna

We applied with other lenders but had been turned down, but Smart mortgage worked with us so we can have our dream home! Our lender Jon, walked us through the process and was very helpful in answering questions promptly. He made the process easy for us. Jon always kept in daily communication with us, so there were no surprises! He made himself available anytime…..even when he was on vacation! The online submission of documents was very easy. Overall we think Smart Mortgage is an excellent company willing to work with people with blemished credit and give them the opportunity to live their dream of home ownership.

Wesley C

We worked with Brian who picked up our loan after our original broker quit working with us. I’ve never seen a more determined, hard working, and dedicated broker in action! Brian was amazing! We could write a book about our experience, bottom line… I wouldn’t work with anyone else or refer to anyone else. He gets it done!

Desi M

I highly recommend working with Jon for a home loan product. He handled our jumbo loan with the highest integrity and detail. In particular, he helped navigate the legal details associated with our land trust. Our experience was exceptional and will work with Jon in the future.

Erik H

I highly recommend choosing Brian as your Mortgage guy to make sure you get the house you want. He will make sure everything is done and not only in a timely manner but it gets done correctly. Your closing will go so smooth and there are no surprises with Him! He will be with you from beginning till the End! You will not be disappointed with his service!

Annie P

Anthony exceeded our expectations in all aspects,going above and beyond he kept us in the loop throughout the whole process and in finding us ways to keep our final expenses as low as possible I feel we got the best deal we could have. We are very happy with our choice.

Debbie S

Anthony was great to work with and was very thorough with explaining the whole process. He was a huge help with any questions we had. Will definitely recommend to friends and family.

Sergio V

Worked with Jon on a refi and it was terrific. My situation was a little bit complicated based on a few moving parts, however, the process went very smooth and all my options were clearly explained as we went along. I’m very pleased with the outcome.

John C

Very impressed. Jon walked me thru a difficult refi of 2 properties simultaneously. Always a quick response to any of my concerns. Would definitely recommend working with them.

Sue S

The very first time I spoke with Patty on the phone, I knew I would work with her to find my mortgage. Patty has a calm and confident approach to her work that illustrates her knowledge of the industry, The counsel she provided helped position me in a favorable position to buy my dream home. I would definitely recommend Patty to family and friends, and look to work with her again in the future.

Chris C

Buy a Home with No Money Down

Get Pre-Qualified Now

Lucan, MN USDA Benefits

No down payment required
Low 30 year fixed rate
100% financing
Can finance closing costs if appraisal above sales price
Competitive rates (as set by the underwriting lenders)
Minimal mortgage insurance required
No cash contribution required from borrower
Gift Funds Allowed
No maximum loan amount (although there are family income limits)
No reserves required
Streamlined credit approval for scores above 640
Can refinance an existing USDA loan to get a better interest rate if available

Find your Lucan, MN USDA Home Loan 888-767-0554.

Marcus Annaeus Lucanus (3 November 39 AD – 30 April 65 AD), better known in English as Lucan (/ˈluːkən/), was a Roman poet, born in Corduba (modern-day Córdoba), in Hispania Baetica. He is regarded as one of the outstanding figures of the Imperial Latin period, known in particular for his epic Pharsalia. His youth and speed of composition set him apart from other poets.

Three brief ancient accounts allow for the reconstruction of a modest biography – the earliest attributed to Suetonius, another to an otherwise unknown Vacca, and the third anonymous and undated – along with references in Martial, Cassius Dio, Tacitus’s Annals, and one of Statius’s Silvae. Lucan was the son of Marcus Annaeus Mela and grandson of Seneca the Elder; he grew up under the tutelage of his uncle Seneca the Younger. Born into a wealthy family, he studied rhetoric at Athens[1] and was probably provided with a philosophical and Stoic education by his uncle.

Surprising Towns in Texas That Qualify for NO Money Down USDA Home Loans
by usdaloan - March 8, 2025
When people think of USDA home loans, they often picture rural farmland and remote countryside. However, many surprising towns in Texas qualify [...]
Surprising Cities in Indiana That Qualify for a No Money Down USDA Home Loan
by usdaloan - February 21, 2025
When people think of USDA home loans, they often assume that only remote rural areas qualify. However, many surprisingly well-developed and [...]
Surprising Locations in Florida Where You Can Qualify for a Zero Down USDA Home Loan
by usdaloan - February 14, 2025
When most people think of USDA home loans, they picture rural farmland and remote areas. However, Florida has some unexpected locations where you [...]
USDA Home Loans for Barndominiums and the USDA One-Time Close Program
by usdaloan - February 9, 2025
If you’ve been dreaming of owning a unique and spacious home with a rustic yet modern feel, a barndominium might be the perfect option for you. [...]
Surprising Illinois Cities Where USDA Loans Are Available
by usdaloan - January 31, 2025
When people hear "USDA home loan," they often think of rural farmland and remote locations. However, many towns across Illinois—including some [...]
Why Purchasing a New Home with the USDA Mortgage Option is One of the Best for 2025
by usdaloan - December 31, 2024
The dream of owning a home has never been more achievable, thanks to the USDA mortgage program. As we move into 2025, this mortgage option stands [...]
Refinance Made Easy with USDAruralmortgage.com: Unlock Amazing Benefits!
by usdaloan - December 20, 2024
Refinancing your home has never been simpler or more rewarding than with USDAruralmortgage.com. Whether you’re [...]
USDA Home Loans: Top States and Cities Offering No Money Down Options
by usdaloan - December 9, 2024
When it comes to buying a home, one of the biggest hurdles for many buyers is saving for a down payment. Thankfully, USDA home loans eliminate [...]
Holiday Joy with USDA Loans: Real Stories of Homeownership Success
by usdaloan - November 27, 2024
The holiday season is a time of celebration, togetherness, and new beginnings. For many families, it’s also the perfect time to reflect on the [...]
Why Owning a Home in 2025 Is Easier Than You Think
by usdaloan - November 19, 2024
As we step into 2025, the dream of owning a home is more attainable than ever. With the elections behind us, stability in the housing market has [...]