USDA Loans Owosso, Michigan

The Owosso, Michigan USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major Michigan cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like Michigan, the vast majority of the country is eligible for USDA loans. Find out if a property in Owosso, MI is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers in Owosso, MI are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Owosso home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Owosso mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Owosso, Michigan USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with Owosso, MI first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Owosso, MI USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 100% financing
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Owosso, MI USDA Home Loan 888-767-0554.

    Owosso is the largest city in Shiawassee County in the U.S. state of Michigan.[4] The population was 14,714 at the 2020 census. It is located 29 miles (46.7 km) west of Flint, and 32 miles (51.5 km) northeast of Lansing. The city is mostly surrounded by Owosso Township on its west, but the two are administered autonomously. The city was named after Chief Wosso, an Ojibwe leader of the Shiawassee area.[5]

    Alfred L. and Benjamin O. Williams were early European-American settlers in the area. They were joined by Elias Comstock, who built the first permanent home in the settlement. Dr. John B. Barnes, a physician and a judge, and Sophronia King Barnes moved to Owosso in 1842. They lived on Oliver and Water streets where they operated an Underground Railroad waystation, where they provided aid and shelter for enslaved African Americans.[6]

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