USDA Loans St. Stephen, Minnesota

The St. Stephen, Minnesota USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major Minnesota cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like Minnesota, the vast majority of the country is eligible for USDA loans. Find out if a property in St. Stephen, MN is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Click to Start your USDA Home Loan
Finding the Perfect Home Loan

Thousands of consumers in St. Stephen, MN are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help St. Stephen home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 St. Stephen mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a St. Stephen, Minnesota USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with St. Stephen, MN first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

    Thank you for choosing USDAruralmortgage.com

    St. Stephen, MN USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 100% financing
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your St. Stephen, MN USDA Home Loan 888-767-0554.

    Stephen (Greek: Στέφανος Stéphanos, meaning ‘wreath or crown’ and by extension ‘reward, honor, renown, fame’, often given as a title rather than as a name; c. 5 – c. 34 AD) is traditionally venerated as the protomartyr or first martyr of Christianity.[1] According to the Acts of the Apostles, he was a deacon in the early Church at Jerusalem who angered members of various synagogues by his teachings. Accused of blasphemy at his trial, he made a speech denouncing the Jewish authorities who were sitting in judgment on him[2] and was then stoned to death. Saul of Tarsus, later known as Paul, a Pharisee and Roman citizen who would later become a Christian apostle, participated in Stephen’s martyrdom.[3]

    Translate »