When looking for a good city for a first-time homebuyer, factors to consider typically include affordability, quality of life, economic growth, and the health of the local real estate market. Here are some Missouri cities that are great for first-time home buyers based on these factors:

1. Kansas City: This city is known for its diverse economy and affordable cost of living, including housing. The arts scene, sports teams, and food scene are also draws.
2. Springfield: With a lower cost of living compared to the national average, Springfield offers affordable homes for first-time homebuyers. The city also has a thriving job market, particularly in health care, education, and retail.
3. Columbia: Columbia is home to the University of Missouri, making it an educational and cultural hub. The city has affordable housing and a healthy job market, which includes positions in education, healthcare, and insurance.
4. Independence: As a part of the Kansas City Metropolitan Area, Independence offers a mix of suburban feel and urban amenities. The housing market is quite affordable, making it a viable choice for first-time homebuyers.
5. Lee’s Summit: Known for its high quality of life and excellent schools, Lee’s Summit is an attractive option for families. The cost of housing is higher than some other cities in the state, but it’s still affordable compared to many U.S. cities.
6. O’Fallon: This is one of Missouri’s fastest-growing cities and it offers an excellent quality of life, including low crime rates, good schools, and a strong economy.
7. St. Charles: This city, located on the Missouri River, offers historical charm along with modern amenities. The cost of living is reasonable, and the city offers a variety of job opportunities.

Remember, when buying a home, you should also consider factors such as property taxes, insurance costs, the quality of local schools, and proximity to work or family.  Reach out to a Mortgage Broker to get pre-approved for your first home.  A Mortgage Broker will assist you with finding a low rate, calculating your payments and reviewing available programs for first time home buyers.