USDA Loans Virginia, Minnesota

The Virginia, Minnesota USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major Minnesota cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some countries like Minnesota, the vast majority of the country is eligible for USDA loans. Find out if a property in Virginia, MN is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers in Virginia, MN are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Virginia home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 Virginia mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Virginia, Minnesota USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with Virginia, MN first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Virginia, MN USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 100% financing
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Virginia, MN USDA Home Loan 888-767-0554.

    Virginia, officially the Commonwealth of Virginia,[a] is a state in the Mid-Atlantic and Southeastern regions of the United States between the Atlantic Coast and the Appalachian Mountains. The state’s capital is Richmond, its most populous city is Virginia Beach, and Fairfax County is the state’s most populous political subdivision. Virginia’s population in 2022[update] was over 8.68 million, with 35% living within the Greater Washington metropolitan area. The Blue Ridge Mountains cross the western and southwestern parts of the state, while the state’s central region lies mostly within the Piedmont. Eastern Virginia is part of the Atlantic Plain, with the Middle Peninsula forming the mouth of the Chesapeake Bay.

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