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USDA Loans Dewey Beach, Delaware
The Dewey Beach USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN. When home buyers hear USDA rural they often think of farms or underdeveloped areas. In most cases you can find USDA eligible properties just outside of major Delaware cities. USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Delaware, the vast majority of the state is eligible for USDA loans.
Find out if a property in Dewey Beach, DE is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help. Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers in Dewey Beach, DE are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Dewey Beach home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Dewey Beach mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Dewey Beach, Delaware USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for a USDA Eligible Home.
- Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists
The USDA Rural Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with Dewey Beach, DE first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
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Get Pre-Qualified Now
Dewey Beach, DE USDA Benefits
- No down payment required
- Low 30 year fixed rate
- 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
- Can finance closing costs if appraisal above sales price
- Competitive rates (as set by the underwriting lenders)
- Minimal mortgage insurance required
- No cash contribution required from borrower
- Gift Funds Allowed
- No maximum loan amount (although there are family income limits)
- No reserves required
- Streamlined credit approval for scores above 640
- Can refinance an existing USDA loan to get a better interest rate if available
Find your Dewey Beach, DE USDA Home Loan 888-767-0554.
Dewey Beach is an incorporated coastal town in eastern Sussex County, Delaware, United States. According to the 2010 census, the population of the town is 341, an increase of 13.3% over the previous decade.[3] It is part of the rapidly growing Cape Region and lies within the Salisbury, Maryland-Delaware Metropolitan Statistical Area. In 2011, the NRDC awarded Dewey Beach with a 5-Star rating in water quality. This award was given only to 12 other locations, one being neighboring Rehoboth Beach.[4] Out of the 30 states with coastline, the Delaware Beaches ranked number 1 in water quality in 2011.[5]
In 1868, “Rehoboth City” first appeared on a map of Lewes Rehoboth Hundred in Beer’s Atlas of Delaware. It is believed that the name was changed to Dewey Beach following the 1898 Battle of Manilla (Spanish–American War) when Admiral George Dewey became a national hero. Dewey Beach was incorporated in 1981.