East Palo Alto, CA FHA Loans

The East Palo Alto, CA FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments in East Palo Alto. Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help.  Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the East Palo Alto, CA are ready for home ownership.  Securing the right East Palo Alto home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in East Palo Alto, CA.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Little Money Down
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

    Thank you for choosing USDAruralmortgage.com

    FHA Benefits in East Palo Alto, CA

    • Low down payment
    • Low 30 year terms
    • Easier credit qualification
    • FHA grant programs available
    • No application fee
    • Use gifts for down payment

    Find your FHA Mortgage in East Palo Alto, CA 888-767-0554.

    East Palo Alto (abbreviated E.P.A.) is a city in San Mateo County, California, United States. As of the 2020 census, the population of East Palo Alto was 30,034. It is situated on the San Francisco Peninsula, roughly halfway between the cities of San Francisco and San Jose. To the north and east is the San Francisco Bay, to the west is the city of Menlo Park, and to the south the city of Palo Alto. Despite being called “East” Palo Alto, the city is directly north of Palo Alto. While often incorrectly assumed to be part of the city of Palo Alto,[3][4] East Palo Alto has always been a separate entity since its founding as an unincorporated community and its incorporation in July 1983. It is also in San Mateo County, while Palo Alto is in Santa Clara County. The two cities are separated only by San Francisquito Creek and, largely, the Bayshore Freeway (the vast majority of East Palo Alto is northeast of the freeway, while all of the residential part of Palo Alto is southwest of the freeway). The revitalization projects in 2000, and high income high-tech professionals moving into new developments, including employees from Google and Facebook, have begun to eliminate the cultural and economic differences between the two cities.[5] East Palo Alto and Palo Alto share both telephone area codes and postal ZIP codes.

    In 1990, 43% of East Palo Alto’s residents were African Americans,[6] which was the result of redlining practices and racial deed restrictions in Palo Alto.[7] Latinos now constitute about 65% of the total population, while the proportion of African Americans has decreased to about 15%. A small minority of Pacific Islanders also reside in East Palo Alto, most of Tongan, Samoan and Fijian origin. East Palo Alto has the largest concentration of Pacific Islanders of any American city or town outside Hawaii.[citation needed].