Jacksonville Beach, FL FHA Loans

The Jacksonville Beach, FL FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments in Jacksonville Beach FL.  Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help.  Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the Jacksonville Beach, FL are ready for home ownership.  Securing the right Jacksonville Beach home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in Jacksonville Beach, FL.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    FHA Benefits in Jacksonville Beach, FL

    • Low down payment
    • Low 30 year terms
    • Easier credit qualification
    • FHA grant programs available
    • No application fee
    • Use gifts for down payment

    Jacksonville Beach is a coastal resort city in Duval County, Florida, United States. It was incorporated on May 22, 1907, as Pablo Beach, and would later change its name to Jacksonville Beach in 1925.[1] The city is part of group of communities collectively referred to as the Jacksonville Beaches. These communities include Mayport, Atlantic Beach, Neptune Beach, and Ponte Vedra Beach. When the city of Jacksonville consolidated with Duval County in 1968, Jacksonville Beach, together with Atlantic Beach, Neptune Beach, and Baldwin, voted to retain their own municipal governments. As a result, citizens of Jacksonville Beach are also eligible to vote in mayoral election for the City of Jacksonville. As of the 2010 census, Jacksonville Beach had a total population of 21,362.[6]

    The area around present-day Jacksonville Beach was first settled by Spanish settlers. Spanish missions were established from Mayport to St. Augustine. Spain ceded Florida to Great Britain by treaty in 1763, only to have Spain regain it again, and then a final time in 1821 to the United States. American river pilots and fishermen came to Hazard, present-day Mayport, and established a port.[7]

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