Miami Gardens, FL FHA Loans

The Miami Gardens, FL FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments in Miami Gardens FL.  Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help.  Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the Miami Gardens, FL are ready for home ownership.  Securing the right Miami Gardens home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in Miami Gardens, FL.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

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    FHA Benefits in Miami Gardens, FL

    • Low down payment
    • Low 30 year terms
    • Easier credit qualification
    • FHA grant programs available
    • No application fee
    • Use gifts for down payment

    Miami Gardens is a city located in north-central Miami-Dade County, Florida. Its boundaries stretch from I-95 and NE 2nd Avenue on the east, to NW 47th and NW 57th Avenues on the west, and from the Broward County line on the north, to 151st Street on the south.[5] The city name comes from one of the major roadways through the area, Miami Gardens Drive. According to the 2017 estimate from the US Census Bureau, the city had a population of 113,750, and it is the largest city in Florida that has a majority African American population.[6] It is a principal city of the Miami metropolitan area, which was home to an estimated 6,012,331 people at the 2015 census.