Monticello, IN FHA Loans

The Monticello, IN FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments in Monticello IN.

Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help.  Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the Monticello, IN are ready for home ownership.  Securing the right Monticello home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in Monticello, IN.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    FHA Benefits in Monticello, IN

    • Low down payment
    • Low 30 year terms
    • Easier credit qualification
    • FHA grant programs available
    • No application fee
    • Use gifts for down payment

    Monticello (/ˌmɒntɪˈtʃɛloʊ, -ˈsɛloʊ/ MON-tih-CHEL-oh, -⁠SEL-oh) was the primary plantation of Thomas Jefferson, the third president of the United States, who began designing Monticello after inheriting land from his father at age 26. Located just outside Charlottesville, Virginia, in the Piedmont region, the plantation was originally 5,000 acres (20 km2), with Jefferson using the labor of enslaved African people for extensive cultivation of tobacco and mixed crops, later shifting from tobacco cultivation to wheat in response to changing markets. Due to its architectural and historic significance, the property has been designated a National Historic Landmark. In 1987, Monticello and the nearby University of Virginia, also designed by Jefferson, were together designated a UNESCO World Heritage Site. The current nickel, a United States coin, features a depiction of Monticello on its reverse side.

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