North Fair Oaks, CA FHA Loans

The North Fair Oaks, CA FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments in North Fair Oaks. Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help.  Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the North Fair Oaks, CA are ready for home ownership.  Securing the right North Fair Oaks home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in North Fair Oaks, CA.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    FHA Benefits in North Fair Oaks, CA

    • Low down payment
    • Low 30 year terms
    • Easier credit qualification
    • FHA grant programs available
    • No application fee
    • Use gifts for down payment

    Find your FHA Mortgage in North Fair Oaks, CA 888-767-0554.

    North Fair Oaks is a census-designated place and an unincorporated area located in San Mateo County, California adjacent to Redwood City, Atherton, and Menlo Park. As of the 2020 census the area had a total population of 14,027. Because of the large number of residents from one Mexican state the area is also known as Little Michoacán. The larger area including North Fair Oaks and adjacent parts of Redwood City has a large Latino population and is known locally as Little Mexico. The neighborhood is distinctive, as it is one out of only three communities (the others being East Palo Alto and Pescadero) in San Mateo County that have a majority Hispanic population.

    Fair Oaks was a residential area north of Menlo Park. In 1923, Menlo Park attempted to incorporate Fair Oaks first, but instead, Fair Oaks incorporated separately as the town of Atherton (see Atherton for details and history). This left North Fair Oaks unincorporated.