Pismo Beach, CA FHA Loans

The Pismo Beach, CA FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments in Pismo Beach. Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help.  Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the Pismo Beach, CA are ready for home ownership.  Securing the right Pismo Beach home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in Pismo Beach, CA.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    FHA Benefits in Pismo Beach, CA

    • Low down payment
    • Low 30 year terms
    • Easier credit qualification
    • FHA grant programs available
    • No application fee
    • Use gifts for down payment

    Find your FHA Mortgage in Pismo Beach, CA 888-767-0554.

    Pismo Beach (Chumash: Pismuʔ) is a city in the southern portion of San Luis Obispo County, in the Central Coast area of California, United States.[10] The estimated population was 8,072 at the 2020 census, up from 7,655 in the 2010 census. It is part of the Five Cities Area, a cluster of cities in that area of San Luis Obispo County. The “Five Cities” area historically is made up of Arroyo Grande, Grover City (now Grover Beach), Halcyon, Fair Oaks and Nipomo. Now most people refer to the Five Cities as Grover Beach, Pismo Beach, Shell Beach (which is actually a part of Pismo Beach), Arroyo Grande and Oceano (which is unincorporated county land serviced by the Oceano Community Services District).