Texarkana, AR FHA Loans

The Texarkana, AR FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments in Texarkana. Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help.  Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the Texarkana, AR are ready for home ownership.  Securing the right Texarkana home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in Texarkana, AR.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    FHA Benefits in Texarkana, AR

    • Low down payment
    • Low 30 year terms
    • Easier credit qualification
    • FHA grant programs available
    • No application fee
    • Use gifts for down payment

    Find your FHA Mortgage in Texarkana, AR 888-767-0554.

    The Texarkana metropolitan statistical area (MSA), as defined by the United States Office of Management and Budget, is a two-county region anchored by the twin cities of Texarkana, Texas, (population 37,333) and Texarkana, Arkansas, (population 30,259), and encompassing the surrounding communities in Bowie County, Texas, and Miller County, Arkansas. As of the 2016 census, the MSA had a population of 150,098.[4] Texarkana is a subset of the broader Ark-La-Tex region.

    Texarkana was founded in 1873 on the junction of two railroads. The name is a portmanteau of Texas, Arkansas, and nearby Louisiana. One tradition tells of a Red River steamboat named The Texarkana, c. 1860. Another story mentions a storekeeper named Swindle in Red Land, Louisiana who concocted a drink called “Texarkana Bitters”. A third account states that Col. Gus Knobel, a railroad surveyor, coined the name.[6] Local lore suggests that, before Texas’s annexation by the US, lawlessness ruled in the area that at times was claimed by various nations.