Tracy City, TN FHA Loans

The Tracy City, TN FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments in Tracy City.  Find out if you are FHA Grant eligible by calling 888-767-0554. FHA home loan experts are standing by and ready to help.  Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers across the Tracy City, TN are ready for home ownership.  Securing the right Tracy City home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 mortgage guidelines. Our mission is to get you approved for an FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for an FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our FHA team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in Tracy City, TN.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just FHA mortgage loans.  Check out consumer home buyer GRANT options, USDA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with Little Money Down
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

    Thank you for choosing USDAruralmortgage.com

    FHA Benefits in Tracy City, TN

    • Low down payment
    • Low 30 year terms
    • Easier credit qualification
    • FHA grant programs available
    • No application fee
    • Use gifts for down payment

    Find your FHA Mortgage in Tracy City, TN 888-767-0554.

    Tracy City is a town in Grundy County, Tennessee, United States. Incorporated in 1915,[6] the population was 1,481 at the 2010 census. Named after financier Samuel Franklin Tracy, the city developed out of railroad and mining interests after coal was found in 1840.[1] In 2010 the people of Tracy City elected a dead man, Carl Robin Geary, as mayor.[7]

    In 1840 local boys digging a groundhog out of the ground discovered coal. In the early 1870s Tracy City an experimental blast furnace was built by Samuel Jones and owned by the Tennessee Coal, Iron and Railroad Company. The furnace, called “Fiery Gizzard”, was built to see if local coal would be used to produce iron. The furnace made 15 tons of iron before the stovepipe fell on the third day. The former location of the furnace is marked with a historical marker.[6] The coke ovens at Tracy City supplied railroad and industrial fuel and workers and their families moved into the area in great numbers from 1875 until 1900. By 1910 the industry faded due to problems invoked by labor unions and convict labor.[9] Tracy City is also home to the oldest family bakery in Tennessee, Dutch Maid Bakery.[6] In 1987 the coke ovens were placed on the National Register of Historic Places.[10] Tracy City was incorporated in 1915.[6]