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Harkers Island, NC Home Buyer Grant
Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment. When Harkers Island, NC home buyers need assistance we have options. Conventional and FHA grant programs are available in Harkers Island, NC. Grants are available for first time buyers and those who have bought in the past. Find out if you are eligible for the grant program by calling the Harkers Island, NC down payment assistance line 888-767-0554. Down payment assistance experts are standing by and ready to help. Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers across Harkers Island, NC are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in Harkers Island overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Harkers Island mortgage guidelines. Our mission is to get you approved for a home buyer grant in Harkers Island, NC and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to see what you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for your dream home.
- Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists
Our home buyer grant team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers in Harkers Island, NC. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just home buyer grants. Check out consumer USDA options, FHA loans and our Bad credit home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with Down Payment Assistance
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Get Pre-Qualified Now
Harkers Island, NC Grant Benefits
- 620 Credit Score Required
- Grant is completely forgiven – no repayment required!
- Grant can be used for down payment
- Seller Credit of 6% is allowed
- Gift funds are allowed!
- Borrower(s) not required to be First Time Homebuyers.
- Income limit is based on qualifying income used for transaction, not household income.
Find your Home Buyer Grant in Harkers Island, NC Now 888-767-0554.
Harkers Island is a census-designated place (CDP) in Carteret County, North Carolina, United States. The population of Harkers Island was 1,207 at the 2010 census.[4] Harkers Island is unincorporated and receives most public services, including law enforcement and public education, from Carteret County. A membership cooperative provides the island with electric and water services. Major industries on the island include fishing, boat building, tourism, and waterfowl decoy carving.
Formerly named Davers Ile and Craney Island, Harkers Island was occupied by Native Americans of the Coree tribe when the first European explorers arrived in the 16th century. Ownership of Harkers Island was first titled to Farnifold Green, a native of the Carolina colony, by the lord proprietor in 1707. Ebenezer Harker purchased the island in 1730, settled there with his family, and built a plantation and boat yard. The island became known as Harkers Island soon after his death. A large immigration of islanders fleeing the hurricane-ravaged Outer Banks in 1899 dramatically increased the island population, which largely depended on fishing and boat building. Separated from the mainland for centuries, many Harkers Island residents speak a distinct dialect of English, earning them the nickname “Hoi toiders.”[5]