USDA Loans Cambria, California
The Cambria USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN. When home buyers hear USDA rural they often think of farms or underdeveloped areas. In most cases you can find USDA eligible properties just outside of major California cities. USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like California, the vast majority of the state is eligible for USDA loans. Find out if a property in Cambria, CA is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help. Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.
Finding the Perfect Home Loan
Thousands of consumers in Cambria, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Cambria home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Cambria mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Cambria, California USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for a USDA Eligible Home.
- Secure a loan and purchase your new home!
Working around Credit Issues with Top Rated Specialists
The USDA Rural Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with Cambria, CA first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans. Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.
Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
Get Pre-Qualified Now
Cambria, CA USDA Benefits
- No down payment required
- Low 30 year fixed rate
- 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
- Can finance closing costs if appraisal above sales price
- Competitive rates (as set by the underwriting lenders)
- Minimal mortgage insurance required
- No cash contribution required from borrower
- Gift Funds Allowed
- No maximum loan amount (although there are family income limits)
- No reserves required
- Streamlined credit approval for scores above 640
- Can refinance an existing USDA loan to get a better interest rate if available
Find your Cambria, CA USDA Home Loan 888-767-0554.
Cambria is a name for Wales, being the Latinised form of the Welsh name for the country, Cymru.[1] The term was not in use during the Roman period (when Wales had not come into existence as a distinct entity). It emerged later, in the medieval period, after the Anglo-Saxon settlement of much of Britain led to a territorial distinction between the new Anglo-Saxon kingdoms (which would become England and Southern Scotland) and the remaining Celtic British kingdoms (which would become Wales and, before their absorption into England, Cornwall to the south and Strathclyde or Hen Ogledd to the north). Latin being the primary language of scholarship in Western Christendom, writers needed a term to refer to the Celtic British territory and coined Cambria based on the Welsh name for it.
The Welsh word Cymru (Wales), along with Cymry (Welsh people), was falsely supposed by 17th-century Celticists to be connected to the Biblical Gomer, or to the Cimbri or the Cimmerians of antiquity. In reality, it is descended from the Brittonic word combrogi, meaning ‘fellow-countrymen’.[2] The name thus conveyed something like ‘[Land of] the Compatriots’. The use of Cymry as a self-designation seems to have arisen in the post-Roman era, to refer collectively to the Brittonic-speaking peoples of Britain, inhabiting what are now Wales, Cornwall, Northern England, and Southern Scotland.[3] It came into use as a self-description probably before the 7th century[4] and is attested (as Kymry) in a praise poem to Cadwallon ap Cadfan (Moliant Cadwallon, by Afan Ferddig) c. 633.[5] In Welsh literature, the word Cymry was used throughout the Middle Ages to describe the Welsh, though the older, more generic term Brythoniaid continued to be used to describe any of the Britonnic peoples (including the Welsh) and was the more common literary term until c. 1100. Thereafter, Cymry prevailed as a reference to the Welsh. Until c. 1560, the word was spelt Kymry or Cymry, regardless of whether it referred to the people or the country; Cymru for the country evolved later.[6] The Latinised form Cambria was coined in the Middle Ages, and was used regularly by Geoffrey of Monmouth.