USDA Loans Hot Sulphur Springs, Colorado

The Hot Sulphur Springs USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Colorado, the vast majority of the state is eligible for USDA loans. Find out if a property in Hot Sulphur Springs, CO is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Hot Sulphur Springs, CO are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Hot Sulphur Springs home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Hot Sulphur Springs mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Hot Sulphur Springs, Colorado USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Hot Sulphur Springs, CO first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Hot Sulphur Springs, CO USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Hot Sulphur Springs, CO USDA Home Loan 888-767-0554.

    Hot Sulphur Springs is a statutory town and the county seat of Grand County, Colorado, United States.[6] The town is located near Byers Canyon between Granby and Kremmling, 95 miles (153 km) northwest of Denver and 30 miles (48 km) northwest of Winter Park. The town population was 663 at the 2010 census,[7] and has an elevation of 7,680 feet (2,340 m).

    Hot Sulphur Springs was originally a winter campground for Native Americans who came to use the hot springs for medicinal purposes. In 1840 William Newton Byers, founder of the Rocky Mountain News, was the first European American to document the springs. The town was established in 1860, making it the oldest town in the county, originally named “Saratoga West” and sometimes called “Warm Springs”.