USDA Loans Keams Canyon, Arizona

The Keams Canyon USDA Home loan is a great choice for borrowers looking to buy a home in Arizona with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Arizona, the vast majority of the state is eligible for USDA loans. Find out if a property in Keams Canyon, AZ is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Arizona USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Keams Canyon, AZ are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Keams Canyon home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Keams Canyon, AZ mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Keams Canyon, AZ USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Keams Canyon, AZ first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

    Thank you for choosing USDAruralmortgage.com

    Keams Canyon, AZ USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Keams Canyon, AZ USDA Home Loan 888-767-0554.

    Keams Canyon (Hopi: Pongsikya or Pongsikvi; Navajo: Lókʼaaʼdeeshjin) is a census-designated place (CDP) in Navajo County, Arizona, United States. The population was 304 at the 2010 census.

    Pongsikya is a narrow box canyon that is named after a plant of edible greens that survived along the seasonal stream that drains from Antelope Mesa and flows through the three mile long canyon.
    Here William Keam, and then his cousin Thomas Keam,[2] operated a trading post during the last quarter of the nineteenth century. They served the Navajo Indians and opened the door to commercial trade for the Hopi Indians. The nearest trading post was some fifty miles away and Keam’s trading post was 13 miles east of the Hopi Indian’s settlements on First Mesa.
    With the opportunity for full year round trade nearby, the regional Indians quickly identified the canyon with the traders and the name Keams Canyon took hold.[3]