USDA Loans Lucas Valley-Marinwood, California

The Lucas Valley-Marinwood USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major California cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like California, the vast majority of the state is eligible for USDA loans. Find out if a property in Lucas Valley-Marinwood, CA is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Lucas Valley-Marinwood, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Lucas Valley-Marinwood home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Lucas Valley-Marinwood mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Lucas Valley-Marinwood, California USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Lucas Valley-Marinwood, CA first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Lucas Valley-Marinwood, CA USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Lucas Valley-Marinwood, CA USDA Home Loan 888-767-0554.

    Lucas Valley-Marinwood is a census-designated place (CDP) in Marin County, California, United States. It includes the neighborhoods of Lucas Valley and Marinwood. As of the 2020 census, the population was 6,259.[5]

    James Miller, of Irish descent, came overland to California in 1844 with the Stephens–Townsend–Murphy Party and in April 1845 arrived in San Rafael.[6] In 1846 he purchased 680 acres (2.8 km2) of land from Timothy Murphy, grantee of Rancho San Pedro, Santa Margarita y Las Gallinas. The land encompassed present-day Marinwood and a creek which was later named Miller Creek. He rebuilt an old adobe on a hill where the Miller Creek condominiums are located and called it Miller Hall. By 1862 Miller had 10 children, and in he 1864 donated a .mw-parser-output .frac{white-space:nowrap}.mw-parser-output .frac .num,.mw-parser-output .frac .den{font-size:80%;line-height:0;vertical-align:super}.mw-parser-output .frac .den{vertical-align:sub}.mw-parser-output .sr-only{border:0;clip:rect(0,0,0,0);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px}3⁄4-acre site next to Miller Creek to have the Dixie School built upon it. The building still stands but has been relocated in front of Miller Creek Middle school on Las Gallinas Avenue. It is on the National Register of Historic Places.