USDA Loans Mettawa, Illinois

The Mettawa USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Illinois, the vast majority of the state is eligible for USDA loans. Find out if a property in Mettawa, IL is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Illinois USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Mettawa, IL are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Mettawa home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Mettawa, IL mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Mettawa, IL USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Mettawa, IL first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Mettawa, IL USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Mettawa, IL USDA Home Loan 888-767-0554.

    Mettawa is a village in Lake County, Illinois, United States. As of the 2010 census, it had a population of 547.[3] The village maintains trails for pedestrian, bicycle and equestrian usage. Five forest preserves of the Lake County Forest Preserve District are located within village boundaries.

    Mettawa was founded by area residents in 1960 who worked together with a common goal of protecting their rural area from encroaching commercial development. The village was named for a nearby Potawatomi settlement which is mentioned in an early history of Lake County.[4] Mettawa’s first mayor was James Getz; subsequent mayors included Edward FitzSimons, Julius Abler, Barry McLean and Jess Ray. The current treasurer is Pam Fantus. Famous residents and property owners within the area now known as Mettawa have included two-time presidential nominee Adlai E. Stevenson, city planner Edward H. Bennett, and more recently, news anchor and rancher Bill Kurtis and Chicago Bears running back Matt Forte.[5] Stevenson’s Mettawa estate on the Des Plaines River is a designated Illinois Historic Site and is listed on the National Register of Historic Places.