USDA Loans Pueblo West, Colorado

The Pueblo West USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Colorado, the vast majority of the state is eligible for USDA loans. Find out if a property in Pueblo West, CO is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Pueblo West, CO are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Pueblo West home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Pueblo West mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Pueblo West, Colorado USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Pueblo West, CO first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
Buy a Home with No Money Down
Get Pre-Qualified Now

    Once this form is completed you will have the option to start your USDA mortgage application.

    Thank you for choosing USDAruralmortgage.com

    Pueblo West, CO USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Pueblo West, CO USDA Home Loan 888-767-0554.

    Pueblo West is a special district form of government, according to Title 32, Article 1 of the Colorado Revised Statutes and other applicable laws. It is governed by five elected officials who comprise the Board of Directors.

    As a metropolitan district, Pueblo West is faced with many limitations that municipalities simply do not have. Without sales tax revenue, Pueblo West is unable to provide the same level of services, infrastructure, and recreational opportunities that are common in similar sized municipalities. Unlike a city which can levy higher sales taxes and thus generate significantly more revenue, Pueblo West is constrained by revenues only generated by property tax and fees. The 3.9% sales tax collected in Pueblo West does not stay in Pueblo West, it goes to the State (2.9%) and County (1%). As a result of a low revenue structure, Pueblo West is constrained in the quality of services it can provide. Despite these limitations, Pueblo West continues to look for creative ways to increase efficiency and squeeze the most out of every dollar to provide the highest level of service possible.