USDA Loans San Anselmo, California

The San Anselmo USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major California cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like California, the vast majority of the state is eligible for USDA loans. Find out if a property in San Anselmo, CA is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in San Anselmo, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help San Anselmo home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 San Anselmo mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a San Anselmo, California USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with San Anselmo, CA first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    San Anselmo, CA USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your San Anselmo, CA USDA Home Loan 888-767-0554.

    San Anselmo (Spanish for ‘”Saint Anselm”‘) is an incorporated town in Marin County, California, United States. San Anselmo is located 1.5 miles (2.4 km) west of San Rafael,[7] at an elevation of 46 feet (14 m).[6] It is located about 20 miles (32 km) north of San Francisco. The town is bordered by San Rafael to the east, Fairfax to the west, and Ross to the south. Mount Tamalpais dominates the view to the south. The population was 12,830 at the 2020 census.

    The land in and around San Anselmo was mostly pastoral until 1874, when the North Pacific Coast Railroad (NPC) added to its line a spur track from San Anselmo to San Rafael. In 1875, the railroad completed a line from Sausalito to Tomales and north to Cazadero via San Anselmo. For a few years, the town was referred to on railroad maps as “Junction”, but in 1883 the name San Anselmo came back into use. The San Anselmo post office opened in 1892.[7] Two postal substations were operated: Lansdale, from 1924 to 1962, and Yolanda, from 1924 to 1954.[7]