USDA Loans South Carthage, Tennessee

The South Carthage USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major Tennessee cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Tennessee, the vast majority of the state is eligible for USDA loans. Find out if a property in South Carthage, TN is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in South Carthage, TN are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help South Carthage home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 South Carthage mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a South Carthage, Tennessee USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with South Carthage, TN first time home buyers.  We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!
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    Once this form is completed you will have the option to start your USDA mortgage application.

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    South Carthage, TN USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your South Carthage, TN USDA Home Loan 888-767-0554.

    South Carthage is a town in Smith County, Tennessee, United States. The population was 1,322 at the 2010 census.[5] The town is located along the Cumberland River opposite Carthage.

    South Carthage is located at 36°14′44″N 85°57′29″W / 36.24556°N 85.95806°W / 36.24556; -85.95806 (36.245584, -85.958043).[6] The town stretches along the south bank of the Cumberland River from Goodall Island eastward to the river’s confluence with the Caney Fork (river miles 306-309). South Carthage is traversed by U.S. Route 70N, and the highway’s key intersection with State Route 25 and State Route 53 is located within the town’s southeastern limits. The town is connected to Carthage via two bridges: the Cordell Hull Bridge on the west, and Veterans Memorial Bridge (which carries SR 25) on the east.

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