USDA Loans Tappahannock, Virginia

The Tappahannock USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Virginia, the vast majority of the state is eligible for USDA loans. Find out if a property in Tappahannock, VA is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Tappahannock, VA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Tappahannock home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Tappahannock, Virginia mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Tappahannock USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Tappahannock, VA first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Tappahannock USDA Home Loan 888-767-0554.

    Tappahannock is the oldest town in Essex County, Virginia, United States. The population was 2,375 at the 2010 census,[5] up from 2,068 at the 2000 census. Located on the Rappahannock River, Tappahannock is the county seat of Essex County.[6] Its name comes from an Algonquian language word lappihanne (also noted as toppehannock), meaning “Town on the rise and fall of water” or “where the tide ebbs and flows.” In 1608 John Smith landed in Tappahannock and fought with the local Rappahannock tribe. After defeating them, he later made peace.[7][8][9][10]

    In 1682 a local man, Jacob Hobbs, established a trading post in the now extinct Rappahannock County[11] (in the vicinity of present-day Tappahannock). This area became known as “Hobbs Hole”. The town comprised 50 acres (20 ha) divided into half-acre squares.[12] The port was established at Hobbs Hole and called “New Plymouth”,[12] later changed back to the Native American name “Tappahannock”. As part of the Tobacco Inspection Act of 1730 public warehouses for inspection and exportation of tobacco were established at Hobbs Hole.