USDA Loans Waupun, Wisconsin

The Waupun USDA Home loan is a great choice for borrowers looking to buy a home with NO MONEY DOWN.  When home buyers hear USDA rural they often think of farms or underdeveloped areas.  In most cases you can find USDA eligible properties just outside of major cities in Wisconsin.  USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states like Wisconsin, the vast majority of the state is eligible for USDA loans. Find out if a property in Waupun, WI is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.  Connect with a licensed Wisconsin USDA specialist, ask questions, see what cities qualify, and get free quotes.

Finding the Perfect Home Loan

Thousands of consumers in Waupun, WI are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Waupun home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2022 Waupun, WI mortgage guidelines. At USDA RuralMortgage.com, our mission is to get you approved for a Waupun, WI USDA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a USDA Eligible Home.
  • Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

The USDA Rural Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with Waupun, WI first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just USDA rural mortgage loans.  Check out consumer home buyer GRANT options, FHA loans and our Bad credit home loan options.

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    Once this form is completed you will have the option to start your USDA mortgage application.

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    Waupun, WI USDA Benefits

    • No down payment required
    • Low 30 year fixed rate
    • 102% financing (100% plus the guarantee fee that can be financed or paid for by the seller)
    • Can finance closing costs if appraisal above sales price
    • Competitive rates (as set by the underwriting lenders)
    • Minimal mortgage insurance required
    • No cash contribution required from borrower
    • Gift Funds Allowed
    • No maximum loan amount (although there are family income limits)
    • No reserves required
    • Streamlined credit approval for scores above 640
    • Can refinance an existing USDA loan to get a better interest rate if available

    Find your Waupun, WI USDA Home Loan 888-767-0554.

    Waupun is a city in Dodge and Fond du Lac counties in the U.S. state of Wisconsin. The population was 11,340 at the 2010 census.[7] Of this, 7,864 were in Dodge County, and 3,476 were in Fond du Lac County. In Fond du Lac County, the Town of Waupun abuts the city of Waupun.

    Waupun was founded in 1839 by Seymour Wilcox, the first settler along the Rock River in what was then deciduous forested land. Wilcox chose the land on recommendation of John Bannister, the first surveyor of Fond du Lac County, who reported to the government office in Green Bay that “the Rock River Valley was the most beautiful and fertile he had ever seen.”[8] Wilcox surveyed the land himself in late fall of 1838, returning to Green Bay for the winter. In February 1839 he returned to the plot he laid out accompanied by two men, John N. Ackerman and Hiram Walker, who were interested in the powerful river and fertile land. They quickly nailed together a shanty to four bur oaks and began building a suitable cabin for the Wilcox homestead. Leaving Ackerman and Walker to finish, Wilcox returned to Green Bay to bring his family to their new home. They reached Waupun on March 20, 1839.[9]