Find Richland Springs, Texas Home Grant Program | Check Eligible Areas in Richland Springs, Texas

Richland Springs, TX Home Buyer Grant

Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment. When Richland Springs, TX home buyers need assistance we have options. Conventional and FHA grant programs are available in Richland Springs, TX. Grants are available for first time buyers and those who have bought in the past. Find out if you are eligible for the grant program by calling the Richland Springs, TX down payment assistance line 888-767-0554. Down payment assistance experts are standing by and ready to help. Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers across Richland Springs, TX are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in Richland Springs overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Richland Springs mortgage guidelines. Our mission is to get you approved for a home buyer grant in Richland Springs and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

Review your finances to see what you can afford.
Improve your credit score if needed to qualify.
Obtain pre-approval to shop for your dream home.
Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our home buyer grant team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with Richland Springs, TX first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just home buyer grants. Check out consumer USDA options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!

My wife and I had the pleasure of being assigned to Ryan Sr. Loan Officer. He was polite, patient, professional and most importantly prepared throughout whole process. Ryan crunched numbers with impressive accuracy, explained documents line by line when we had questions and let us know what to expect so there wouldn’t be any surprises. Ryan is very knowledgeable and had no problem answering questions and sharing very important details which made us feel good about picking Smart Mortgage. Thank you Ryan for all your help and advice.

Frank & Anna

We applied with other lenders but had been turned down, but Smart mortgage worked with us so we can have our dream home! Our lender Jon, walked us through the process and was very helpful in answering questions promptly. He made the process easy for us. Jon always kept in daily communication with us, so there were no surprises! He made himself available anytime…..even when he was on vacation! The online submission of documents was very easy. Overall we think Smart Mortgage is an excellent company willing to work with people with blemished credit and give them the opportunity to live their dream of home ownership.

Wesley C

We worked with Brian who picked up our loan after our original broker quit working with us. I’ve never seen a more determined, hard working, and dedicated broker in action! Brian was amazing! We could write a book about our experience, bottom line… I wouldn’t work with anyone else or refer to anyone else. He gets it done!

Desi M

I highly recommend working with Jon for a home loan product. He handled our jumbo loan with the highest integrity and detail. In particular, he helped navigate the legal details associated with our land trust. Our experience was exceptional and will work with Jon in the future.

Erik H

I highly recommend choosing Brian as your Mortgage guy to make sure you get the house you want. He will make sure everything is done and not only in a timely manner but it gets done correctly. Your closing will go so smooth and there are no surprises with Him! He will be with you from beginning till the End! You will not be disappointed with his service!

Annie P

Anthony exceeded our expectations in all aspects,going above and beyond he kept us in the loop throughout the whole process and in finding us ways to keep our final expenses as low as possible I feel we got the best deal we could have. We are very happy with our choice.

Debbie S

Anthony was great to work with and was very thorough with explaining the whole process. He was a huge help with any questions we had. Will definitely recommend to friends and family.

Sergio V

Worked with Jon on a refi and it was terrific. My situation was a little bit complicated based on a few moving parts, however, the process went very smooth and all my options were clearly explained as we went along. I’m very pleased with the outcome.

John C

Very impressed. Jon walked me thru a difficult refi of 2 properties simultaneously. Always a quick response to any of my concerns. Would definitely recommend working with them.

Sue S

The very first time I spoke with Patty on the phone, I knew I would work with her to find my mortgage. Patty has a calm and confident approach to her work that illustrates her knowledge of the industry, The counsel she provided helped position me in a favorable position to buy my dream home. I would definitely recommend Patty to family and friends, and look to work with her again in the future.

Chris C

Buy a Home with Down Payment Assistance

Get Pre-Qualified Now

Richland Springs, TX Grant Benefits

620 Credit Score Required
Grant is completely forgiven – no repayment required!
Grant can be used for down payment
Seller Credit of 6% is allowed
Gift funds are allowed!
Borrower(s) not required to be First Time Homebuyers.
Income limit is based on qualifying income used for transaction, not household income.

Find your Home Buyer Grant in Richland Springs, TX Now 888-767-0554.

Richland Springs is a town located in San Saba County. The population was 338 in 2010.

Richland Springs developed in the nineteenth century as a supply and processing center for local cotton growers and cattlemen. Jackson J. Brown and his family settled near the springs on Richland Springs Creek (then known as Richland Creek) in December 1854 and were soon followed by the Tankersley and Duncan families. A private fort, Fort Duncan, was established near the springs in the late 1850s when trouble arose with Indians on the frontier, but it apparently fell into disuse shortly thereafter. The Brown School was constructed in 1868 and named for the neighborhood’s original settler. The area attracted settlers through the 1870s, and in 1877 a Richland Springs post office opened in the store of Samuel E. Hays. The community took its name from the nearby springs and from local enthusiasm for the agricultural promise of the region. By 1890 local production of cotton, grains, and livestock supported a settlement of 150 residents, including a justice of the peace precinct, a constabulary, and several commercial and craft businesses. A local newspaper, the Eye-Witness, began publication in 1905. Not long after, the First State Bank was organized, and in 1911 completion of a trunk line for the Gulf, Colorado and Santa Fe Railway linked the town with the main line between Galveston and Amarillo. Richland Springs incorporated in 1932 and adopted a mayor-council form of city government. With a population nearing 500 and as many as forty businesses, the town prospered until the onset of the Great Depression. World War II reversed the decline of the 1930s, and by the early 1950s residents numbered 600. The number of businesses still had not returned to predepression levels when a three-year drought in the mid-1950s crippled the local economy again. The town’s only bank failed, and within a decade its residential and business populations had fallen by nearly half. An uneven recovery from the nadir of the 1960s was based on the production of local fruit and nut growers. In 1982 the town reported 420 residents and five businesses; by 1986 the number of businesses had risen to eight. In 1990 the population was 344. The population was 350 in 2000.