Find Tracy City, Tennessee Home Grant Program | Check Eligible Areas in Tracy City, Tennessee

Tracy City, TN Home Buyer Grant

Home buyer grant programs are a great choice for borrowers looking to buy but lack the down payment. When Tracy City, TN home buyers need assistance we have options. Conventional and FHA grant programs are available in Tracy City, TN. Grants are available for first time buyers and those who have bought in the past.

Find out if you are eligible for the grant program by calling the Tracy City, TN down payment assistance line 888-767-0554. Down payment assistance experts are standing by and ready to help. Connect with a licensed Grant specialist, ask questions, see what cities qualify, and get free quotes.

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Finding the Perfect Home Loan

Thousands of consumers across Tracy City, TN are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers in Tracy City overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 Tracy City mortgage guidelines. Our mission is to get you approved for a home buyer grant in Tracy City, Tennessee and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

Review your finances to see what you can afford.
Improve your credit score if needed to qualify.
Obtain pre-approval to shop for your dream home.
Secure a loan and purchase your new home!

Working around Credit Issues with Top Rated Specialists

Our home buyer grant team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with Tracy City, TN first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just home buyer grants. Check out consumer USDA options, FHA loans and our Bad credit home loan options.

Get on the Path to Home Ownership. We got your Back!

My wife and I had the pleasure of being assigned to Ryan Sr. Loan Officer. He was polite, patient, professional and most importantly prepared throughout whole process. Ryan crunched numbers with impressive accuracy, explained documents line by line when we had questions and let us know what to expect so there wouldn’t be any surprises. Ryan is very knowledgeable and had no problem answering questions and sharing very important details which made us feel good about picking Smart Mortgage. Thank you Ryan for all your help and advice.

Frank & Anna

We applied with other lenders but had been turned down, but Smart mortgage worked with us so we can have our dream home! Our lender Jon, walked us through the process and was very helpful in answering questions promptly. He made the process easy for us. Jon always kept in daily communication with us, so there were no surprises! He made himself available anytime…..even when he was on vacation! The online submission of documents was very easy. Overall we think Smart Mortgage is an excellent company willing to work with people with blemished credit and give them the opportunity to live their dream of home ownership.

Wesley C

We worked with Brian who picked up our loan after our original broker quit working with us. I’ve never seen a more determined, hard working, and dedicated broker in action! Brian was amazing! We could write a book about our experience, bottom line… I wouldn’t work with anyone else or refer to anyone else. He gets it done!

Desi M

I highly recommend working with Jon for a home loan product. He handled our jumbo loan with the highest integrity and detail. In particular, he helped navigate the legal details associated with our land trust. Our experience was exceptional and will work with Jon in the future.

Erik H

I highly recommend choosing Brian as your Mortgage guy to make sure you get the house you want. He will make sure everything is done and not only in a timely manner but it gets done correctly. Your closing will go so smooth and there are no surprises with Him! He will be with you from beginning till the End! You will not be disappointed with his service!

Annie P

Anthony exceeded our expectations in all aspects,going above and beyond he kept us in the loop throughout the whole process and in finding us ways to keep our final expenses as low as possible I feel we got the best deal we could have. We are very happy with our choice.

Debbie S

Anthony was great to work with and was very thorough with explaining the whole process. He was a huge help with any questions we had. Will definitely recommend to friends and family.

Sergio V

Worked with Jon on a refi and it was terrific. My situation was a little bit complicated based on a few moving parts, however, the process went very smooth and all my options were clearly explained as we went along. I’m very pleased with the outcome.

John C

Very impressed. Jon walked me thru a difficult refi of 2 properties simultaneously. Always a quick response to any of my concerns. Would definitely recommend working with them.

Sue S

The very first time I spoke with Patty on the phone, I knew I would work with her to find my mortgage. Patty has a calm and confident approach to her work that illustrates her knowledge of the industry, The counsel she provided helped position me in a favorable position to buy my dream home. I would definitely recommend Patty to family and friends, and look to work with her again in the future.

Chris C

Buy a Home with Down Payment Assistance

Get Pre-Qualified Now

Tracy City, TN Grant Benefits

620 Credit Score Required
Grant is completely forgiven – no repayment required!
Grant can be used for down payment
Seller Credit of 6% is allowed
Gift funds are allowed!
Borrower(s) not required to be First Time Homebuyers.
Income limit is based on qualifying income used for transaction, not household income.

Find your Home Buyer Grant in Tracy City, TN Now 888-767-0554.

Tracy City is a town in Grundy County, Tennessee, United States. Incorporated in 1915,[6] the population was 1,481 at the 2010 census. Named after financier Samuel Franklin Tracy, the city developed out of railroad and mining interests after coal was found in 1840.[1] In 2010 the people of Tracy City elected a dead man, Carl Robin Geary, as mayor.[7]

In 1840 local boys digging a groundhog out of the ground discovered coal. In the early 1870s Tracy City an experimental blast furnace was built by Samuel Jones and owned by the Tennessee Coal, Iron and Railroad Company. The furnace, called “Fiery Gizzard”, was built to see if local coal would be used to produce iron. The furnace made 15 tons of iron before the stovepipe fell on the third day. The former location of the furnace is marked with a historical marker.[6] The coke ovens at Tracy City supplied railroad and industrial fuel and workers and their families moved into the area in great numbers from 1875 until 1900. By 1910 the industry faded due to problems invoked by labor unions and convict labor.[9] Tracy City is also home to the oldest family bakery in Tennessee, Dutch Maid Bakery.[6] In 1987 the coke ovens were placed on the National Register of Historic Places.[10] Tracy City was incorporated in 1915.[6]